I am comfortably able to meet all of my basic needs. I may have some debt, but it does not prohibit attainment of basic needs. I own my home or property OR I rent a higher-end property. I own or lease a car. I am employed or do not need to work to meet my needs. I have regular access to health care. I have access to financial savings. I have an expendable income. I can always buy new items. I can afford an annual vacation or take time off.

I may stress about meeting my basic needs, but still regularly achieve them. I may have some debt, but it does not prohibit attainment of basic needs. I own or lease a car. I am employed. I have access to health care. I might have access to financial savings. I have some expendable income. I am able to buy some new items and I thrift others. I can take a vacation annually or every few years without financial burden.

I frequently stress about meeting basic needs and don't always achieve them. I have debt and it sometimes prohibits me from meeting my basic needs. I rent lower-end properties or have unstable housing. I do not have a car, and/or have limited access to a car, but I am not always able to afford gas. I am unemployed or underemployed. I qualify for government assistance including food stamps and health care. I have no access to savings. I have no or very limited expendable income. I rarely buy new items because I am unable to afford them. I cannot afford a vacation or have the ability to take time off without financial burden.

I am comfortably able to meet all of my basic needs. I may have some debt, but it does not prohibit attainment of basic needs. I own my home or property OR I rent a higher-end property. I own or lease a car. I am employed or do not need to work to meet my needs. I have regular access to health care. I have access to financial savings. I have an expendable income. I can always buy new items. I can afford an annual vacation or take time off.

I may stress about meeting my basic needs, but still regularly achieve them. I may have some debt, but it does not prohibit attainment of basic needs. I own or lease a car. I am employed. I have access to health care. I might have access to financial savings. I have some expendable income. I am able to buy some new items and I thrift others. I can take a vacation annually or every few years without financial burden.

I frequently stress about meeting basic needs and don't always achieve them. I have debt and it sometimes prohibits me from meeting my basic needs. I rent lower-end properties or have unstable housing. I do not have a car, and/or have limited access to a car, but I am not always able to afford gas. I am unemployed or underemployed. I qualify for government assistance including food stamps and health care. I have no access to savings. I have no or very limited expendable income. I rarely buy new items because I am unable to afford them. I cannot afford a vacation or have the ability to take time off without financial burden.

I am comfortably able to meet all of my basic needs. I may have some debt, but it does not prohibit attainment of basic needs. I own my home or property OR I rent a higher-end property. I own or lease a car. I am employed or do not need to work to meet my needs. I have regular access to health care. I have access to financial savings. I have an expendable income. I can always buy new items. I can afford an annual vacation or take time off.

I may stress about meeting my basic needs, but still regularly achieve them. I may have some debt, but it does not prohibit attainment of basic needs. I own or lease a car. I am employed. I have access to health care. I might have access to financial savings. I have some expendable income. I am able to buy some new items and I thrift others. I can take a vacation annually or every few years without financial burden.

I frequently stress about meeting basic needs and don't always achieve them. I have debt and it sometimes prohibits me from meeting my basic needs. I rent lower-end properties or have unstable housing. I do not have a car, and/or have limited access to a car, but I am not always able to afford gas. I am unemployed or underemployed. I qualify for government assistance including food stamps and health care. I have no access to savings. I have no or very limited expendable income. I rarely buy new items because I am unable to afford them. I cannot afford a vacation or have the ability to take time off without financial burden.

I am comfortably able to meet all of my basic needs. I may have some debt, but it does not prohibit attainment of basic needs. I own my home or property OR I rent a higher-end property. I own or lease a car. I am employed or do not need to work to meet my needs. I have regular access to health care. I have access to financial savings. I have an expendable income. I can always buy new items. I can afford an annual vacation or take time off.

I may stress about meeting my basic needs, but still regularly achieve them. I may have some debt, but it does not prohibit attainment of basic needs. I own or lease a car. I am employed. I have access to health care. I might have access to financial savings. I have some expendable income. I am able to buy some new items and I thrift others. I can take a vacation annually or every few years without financial burden.

I frequently stress about meeting basic needs and don't always achieve them. I have debt and it sometimes prohibits me from meeting my basic needs. I rent lower-end properties or have unstable housing. I do not have a car, and/or have limited access to a car, but I am not always able to afford gas. I am unemployed or underemployed. I qualify for government assistance including food stamps and health care. I have no access to savings. I have no or very limited expendable income. I rarely buy new items because I am unable to afford them. I cannot afford a vacation or have the ability to take time off without financial burden.