Womens Council of REALTORS - Greater Baltimore

### Context Profile for Womens Council of REALTORS - Greater Baltimore

1. **Organization Mission & Cause:**
   The Womens Council of REALTORS - Greater Baltimore is dedicated to empowering women in the real estate industry through education, networking, and leadership development. Their mission is to provide a supportive community that fosters professional growth and collaboration among women real estate professionals. The organization aims to enhance the success of its members and promote diversity and inclusion within the real estate sector.

2. **Type of Activities:**
   - **Events:** The organization hosts various events, including networking gatherings, educational workshops, and fundraising activities. A notable recent event is the "Crab Feast," which is a collaborative fundraising event with the Real Estate Brokers of Baltimore.
   - **Fundraising Campaigns:** They organize events like the Crab Feast to raise funds for their initiatives and community outreach.
   - **Community Programs:** The council emphasizes professional development and community involvement, providing resources and opportunities for women in real estate to connect and grow.

3. **Tone of Voice:**
   The tone of voice used by the Womens Council of REALTORS - Greater Baltimore is friendly, inviting, and enthusiastic. Their communications are often casual yet professional, aiming to inspire and engage their audience. The use of exclamation points and celebratory language conveys excitement and a sense of community.

4. **Emoji Usage:**
   The organization utilizes emojis in their communications to enhance engagement and convey a friendly tone. Commonly used emojis include:
   - 🍛 (food-related)
   - 🍻 (drinks)
   - 🎉 (celebration)
   Emojis are used strategically in event promotions and thank-you emails to create a lively and approachable atmosphere.

5. **Key Facts:**
   - **Founding Information:** The specific founding date is not mentioned on the website, but the organization is part of a larger national network of the Womens Council of REALTORS.
   - **Scale:** The organization has conducted 6 total forms and 40 email campaigns, indicating active engagement with their community.
   - **Impact Metrics:** While specific metrics are not detailed, the emphasis on community involvement and professional development suggests a focus on measurable outcomes in member success and community impact.
   - **Volunteer Information:** The organization likely encourages volunteer participation, especially during events, though specific details on volunteer opportunities are not provided on the website.

6. **Writing Guidelines:**
   - Use a friendly and approachable tone that reflects enthusiasm and community spirit.
   - Incorporate emojis where appropriate to enhance engagement and convey emotion.
   - Keep content clear and concise, focusing on the benefits of events and initiatives for members.
   - Use exclamation points to convey excitement, especially in event promotions and calls to action.
   - Highlight collaboration and community support in messaging to reinforce the organization’s mission and values.

This context profile serves as a guide for crafting personalized and effective content for the Womens Council of REALTORS - Greater Baltimore, ensuring alignment with their mission, activities, and communication style.

LXCL:Course #128-0729 Category (F) Professional Enhancement, 1.5 hours)

3/20 3:45 Federal Programs & National Initiatives Class only

LXCL:Course #127-0729 Category (F) Professional Enhancement, 1.5 hours)

3/20 2:00 pm - Understanding Credit Class only

<span fr-original-style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-weight: 400; font-stretch: inherit; font-size: 18px; line-height: inherit; font-family: Roboto; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: baseline; color: rgb(0, 0, 0); letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" style="box-sizing:border-box;margin:0px;padding:0px;border:0px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-variant-numeric:inherit;font-variant-east-asian:inherit;font-variant-alternates:inherit;font-variant-position:inherit;font-variant-emoji:inherit;font-weight:400;font-stretch:inherit;font-size:18px;line-height:inherit;font-family:Roboto;font-optical-sizing:inherit;font-size-adjust:inherit;font-kerning:inherit;font-feature-settings:inherit;font-variation-settings:inherit;vertical-align:baseline;color:rgb(0, 0, 0);letter-spacing:normal;orphans:2;text-align:left;text-indent:0px;text-transform:none;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;white-space:normal;background-color:rgb(255, 255, 255);text-decoration-thickness:initial;text-decoration-style:initial;text-decoration-color:initial">The Housing Opportunity Certification (<span fr-original-style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-weight: 400; font-stretch: inherit; font-size: 18px; line-height: inherit; font-family: Roboto; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: baseline; color: rgb(41, 105, 176); letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" style="box-sizing:border-box;margin:0px;padding:0px;border:0px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-variant-numeric:inherit;font-variant-east-asian:inherit;font-variant-alternates:inherit;font-variant-position:inherit;font-variant-emoji:inherit;font-weight:400;font-stretch:inherit;font-size:18px;line-height:inherit;font-family:Roboto;font-optical-sizing:inherit;font-size-adjust:inherit;font-kerning:inherit;font-feature-settings:inherit;font-variation-settings:inherit;vertical-align:baseline;color:rgb(41, 105, 176);letter-spacing:normal;orphans:2;text-align:left;text-indent:0px;text-transform:none;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;white-space:normal;background-color:rgb(255, 255, 255);text-decoration-thickness:initial;text-decoration-style:initial;text-decoration-color:initial"><a href="https://www.mdrealtor.org/Professional-Development/Certifications-and-Designations/Housing-Opportunity-Certification" rel="noopener noreferrer" style="text-decoration-color:initial;user-select:auto;box-sizing:inherit;color:inherit" target="_blank">HOC</a>)<span fr-original-style="box-sizing: border-box; margin: 0px; padding: 0px; border: 0px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-weight: 400; font-stretch: inherit; font-size: 18px; line-height: inherit; font-family: Roboto; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; vertical-align: baseline; color: rgb(0, 0, 0); letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" style="box-sizing:border-box;margin:0px;padding:0px;border:0px;font-style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-variant-numeric:inherit;font-variant-east-asian:inherit;font-variant-alternates:inherit;font-variant-position:inherit;font-variant-emoji:inherit;font-weight:400;font-stretch:inherit;font-size:18px;line-height:inherit;font-family:Roboto;font-optical-sizing:inherit;font-size-adjust:inherit;font-kerning:inherit;font-feature-settings:inherit;font-variation-settings:inherit;vertical-align:baseline;color:rgb(0, 0, 0);letter-spacing:normal;orphans:2;text-align:left;text-indent:0px;text-transform:none;widows:2;word-spacing:0px;-webkit-text-stroke-width:0px;white-space:normal;background-color:rgb(255, 255, 255);text-decoration-thickness:initial;text-decoration-style:initial;text-decoration-color:initial"> is designed to enhance REALTORS® training on workforce and affordable housing finance programs to better assist consumers in their efforts to become homeowners. To get the certification, one must complete all four (4) classes.  3/19 - STATE AND LOCAL PROGRAMS (Course #125-0729 Category (F) Professional Enhancement, 1.5 hours), provides fundamentals about state and local programs available for low/no down payment, closing cost grants, extended-term mortgages, as well as other tax credits, plus government resources for homeownership education and counseling. Course includes an overview of Maryland REALTORS® consumer website <a href="https://www.marylandhomeownership.com" rel="noopener noreferrer" style="text-decoration-color:initial;user-select:auto;box-sizing:inherit" target="_blank">www.marylandhomeownership.com</a>. 3/19 - MARYLAND MORTGAGE PROGRAM & MARYLAND HOME CREDIT PROGRAM (Course #126-0729, Category (F) Professional Enhancement, 1.5 hours) a comprehensive discussion of the various DHCD mortgage products and programs including qualifications, income guidelines, and special incentive areas. Taught by DHCD staff. 3/20 - FEDERAL PROGRAMS AND NATIONAL INITIATIVES (Course #128-0729 Category (F) Professional Enhancement, 1.5 hours), includes information on programs and new regulations for HUD/FHA/VA/USDA, as well as national private sector/guaranty programs. 3/20 - UNDERSTANDING CREDIT (Course #127-0729 Category (F) Professional Enhancement, 1.5 hours) This class will help real estate licensees understand the basics of credit reports and scoring to assist consumers in becoming financially prepared for homeownership After the HOC certification is obtained, it is good for about two-year cycle ending on December 31 the following year. To stay certified, you must complete the Maryland Mortgage Program class and another HOC course within the second year.

<span contenteditable="false" data-custom-variable="{{firstname}}" fr-original-class="fr-deletable styled-tag-chip" fr-original-style style="background-color:rgb(248, 248, 255);border:1px solid rgb(191, 191, 255);border-radius:4px;color:rgb(42, 42, 196);padding:1px 8px;font-size:11px;display:inline-block;margin:0px;overflow-wrap:anywhere;user-select:none;box-sizing:inherit">First name , Thank you for registering for the Housing Opportunity Certification Course. Your registration greatly helps our mission. 🚀 The Housing Opportunity Certification (HOC) is designed to enhance REALTORS® training on workforce and affordable housing finance programs to better assist consumers in their efforts to become homeowners. You need to take all 4 classes to get the certfication. It shall be offered virtually via ZOOM. You will recieve the ZOOM link information at least 24 hours prior to the session.  Kindly fill out this affidavit to get your CE credits for your Maryland Real Estate license renewal <a href="https://forms.gle/M4fmpdMoBq2B6eM38" rel="noopener noreferrer" style="text-decoration-color:initial;user-select:auto;box-sizing:inherit" target="_blank">https://forms.gle/M4fmpdMoBq2B6eM38</a> Brenda Kasuva, Local Events Directorwomenscouncilbaltimore@gmail.com

The Housing Opportunity Certification (<a href="https://www.mdrealtor.org/Professional-Development/Certifications-and-Designations/Housing-Opportunity-Certification" target="_blank">HOC</a>) is designed to enhance REALTORS® training on workforce and affordable housing finance programs to better assist consumers in their efforts to become homeowners. To get the certification, one must complete all four (4) classes.  3/19 - STATE AND LOCAL PROGRAMS (Course #125-0729 Category (F) Professional Enhancement, 1.5 hours), provides fundamentals about state and local programs available for low/no down payment, closing cost grants, extended-term mortgages, as well as other tax credits, plus government resources for homeownership education and counseling. Course includes an overview of Maryland REALTORS® consumer website <a href="https://www.marylandhomeownership.com" target="_blank">www.marylandhomeownership.com</a>. 3/19 - MARYLAND MORTGAGE PROGRAM &amp; MARYLAND HOME CREDIT PROGRAM (Course #126-0729, Category (F) Professional Enhancement, 1.5 hours) a comprehensive discussion of the various DHCD mortgage products and programs including qualifications, income guidelines, and special incentive areas. Taught by DHCD staff. 3/20 - FEDERAL PROGRAMS AND NATIONAL INITIATIVES (Course #128-0729 Category (F) Professional Enhancement, 1.5 hours), includes information on programs and new regulations for HUD/FHA/VA/USDA, as well as national private sector/guaranty programs. 3/20 - UNDERSTANDING CREDIT (Course #127-0729 Category (F) Professional Enhancement, 1.5 hours) This class will help real estate licensees understand the basics of credit reports and scoring to assist consumers in becoming financially prepared for homeownership After the HOC certification is obtained, it is good for about two-year cycle ending on December 31 the following year. To stay certified, you must complete the Maryland Mortgage Program class and another HOC course within the second year.

Womens Council of REALTORS - Greater Baltimore

Housing Opportunity Certification March 2025

3/20 3:45 Federal Programs & National Initiatives Class only

$25

3/20 2:00 pm - Understanding Credit Class only

$25