The Bay State Federal Savings
Official website for The Bay State Federal Savings Charitable Foundation (EIN 04-3415547). The site lists PO Box 1190, Sagamore Beach, MA, phone (617) 225-2822 and email [email protected]; the organization's 2023 Form 990‑PF (linked via ProPublica/IRS) documents active grantmaking and application instructions.
Source: Website · Mar 2026
Ideal Applicant
A registered 501(c)(3) or parish-based nonprofit providing community services in Massachusetts (or with a clear MA program), seeking general operating support in the small-to-midsize grant range.
Good Fit
- • Primary program activities located in Massachusetts or directly benefit MA communities.
- • Requesting general operating support or modest program support (typical awards under $10K).
- • 501(c)(3) status or a recognized parish/church affiliation with appropriate documentation.
- • Established local track record or referrals from organizations already funded by the foundation.
- • Work in community services sectors the foundation commonly supports (food pantries, senior services, shelters, schools, health charities).
Geography
Observed giving is concentrated in Massachusetts (about 70% of dollars) but the foundation funded organizations across roughly 17 states in the latest year, indicating a strong in-state focus with some out-of-state reach.
Recipient Variety
The foundation funds a large number of distinct independent recipients each year (144 in 2024 and 160+ in prior years) across churches, food pantries, health charities, schools and community service groups; dollar concentration is low (largest recipient ~2%).
New Applicants
The foundation publishes application instructions and accepts rolling submissions, which creates a public entry route, but the most recent year shows relatively few new grantees (about 10 new recipients, ~7%) and a high rate of returning grantees, so newcomers are possible but the portfolio appears relationship-tilted.
Source: Zeffy Agent · Mar 2026
