GoFundMe Fees vs Zeffy: What Australian Not-for-Profits Actually Pay (2026)

GoFundMe charges Australian certified charities 1.9% + $0.30 on every donation, and its not-for-profit product, GoFundMe Pro, is only open to organisations headquartered in the United States. Zeffy is free and available here.

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Zeffy VS GoFundMe

Zeffy VS GoFundMe: What nonprofits should know before choosing.

Zeffy
GoFundMe
GoFundMe
Pricing
Zeffy:

$

0.

Completely free. Always. But how? →

GoFundMe:

From 1.9% + $0.30.

One transaction fee per donation, and nothing else: no platform fee and no subscription.

Processing fees
Zeffy:

$

0.

$0 in processing fees. Zeffy covers the card costs, so you receive 100% of the donation even when donors skip the optional contribution. How? →

GoFundMe:

From 1.9% + $0.30.

1.9% + $0.30 for certified charity fundraisers, 2.2% + $0.30 for personal ones. GST included, deducted from every donation.

Platform fees
Zeffy:

$

0.

Zeffy never takes a cut. You keep 100% of every donation, every time.

GoFundMe:

$0.

$0 platform fee on GoFundMe.

Monthly fees
Zeffy:

$

0/month.

No subscriptions, no paywalls. Every org, big or small, gets full access for free.

GoFundMe:

$0.

$0

Other fees
Zeffy:

$

0.

We've never charged a single cent to not-for-profits and we never will.

GoFundMe:

Varies.

International transaction and conversion fees may apply depending on the payment method.

Value for money
GoFundMe:

No profile.

GoFundMe has no Capterra listing, so there is no value for money rating to show.

Features
GoFundMe:

No profile.

Simple campaign setup designed for personal crowdfunding.

Donations
Zeffy:
Yes

Donations without the cut. Custom forms, tax receipts, donor tracking, all fee-free.

GoFundMe:
Yes

Campaign-based crowdfunding for one-time causes.

Ticketing
Zeffy:
Yes

Sell tickets, check in guests, track sales, and keep 100%. No fees. No fine print.

GoFundMe:
Yes

No event ticketing.

Peer-to-Peer Fundraising
Zeffy:
Yes

Teams or individuals launch fundraising pages in minutes. Track progress, keep 100%. No fees.

GoFundMe:
Yes

Basic team fundraising for personal causes.

Auctions
Zeffy:
Yes

Run auctions without giving up a percentage. List items, track bids, collect payments, all fee-free.

GoFundMe:
Yes

No auction tools.

Online Store
Zeffy:
Yes

Skip the tool sprawl. Sell merch and manage your store in one place, no fees, no add-ons.

GoFundMe:
No

No online store.

Memberships
Zeffy:
Yes

Automate memberships with no per-member fees. Dues go straight to your org, perfect for clubs, alumni, and supporters.

GoFundMe:
No

No membership tools.

Donor management/CRM
Zeffy:
Yes

Track every donation, send thank-yous, and build donor loyalty, all from one place, with zero fees.

GoFundMe:
Yes

Basic campaign donor lists.

Emails & Newsletter
Zeffy:
Yes

Manage contacts and send newsletters from the same place you fundraise. Unlimited sends, no fees.

GoFundMe:
Yes

Campaign update emails to supporters.

Payment Processing
Zeffy:
Yes

Accept donations, ticket sales, and payments, all 100% fee-free. No cuts, no hidden fees, ever.

GoFundMe:
Yes

Credit/debit, PayPal, Apple Pay, Google Pay.

Payment Methods
Zeffy:
Yes

All major payment methods, credit and debit cards, Apple Pay and Google Pay. Zero fees, ever.

GoFundMe:
Yes

Credit/debit, PayPal, Apple Pay, Google Pay.

Credit Card Payments
Zeffy:
Yes

Accept all major credit cards with zero processing fees. Zeffy covers the cost, you keep 100% of every donation.

GoFundMe:
Yes

All major credit and debit cards accepted, at 1.9% + $0.30 for certified charity fundraisers.

Apple Pay & Google Pay
Zeffy:
Yes

One-tap donations and tickets with Apple Pay & Google Pay. No fees, just smooth mobile checkouts.

GoFundMe:
Yes

Apple Pay and Google Pay supported. Standard transaction fees apply.

Tap to Pay App
Zeffy:
Yes

Anyone on your team can take payments from their phone. No card reader, no fees, no friction.

GoFundMe:
No

No in-person payment product is published on their Australian site.

Support
GoFundMe:

No profile.

AI chatbot with human handoff, plus email.

Help Center
Zeffy:
Yes

Searchable help docs, video tutorials, and step-by-step guides, all free, all the time.

GoFundMe:
Yes

Help center at support.gofundme.com.

Email Support
Zeffy:
Yes

Email us anytime. Most questions answered within hours, not days.

GoFundMe:
Yes

Email support available on both platforms via web form.

Phone Support
Zeffy:
Yes

Available to every not-for-profit, no paid tier.

GoFundMe:
No

no phone support.

Onboarding
Zeffy:
Yes

Get set up in under 30 minutes. No training required, but we're here if you need us.

GoFundMe:
Yes

Self-service.

Community
Zeffy:
Yes

Join thousands of not-for-profits sharing tips, templates, and best practices.

GoFundMe:
Yes

The conference, awards and webinar programme belongs to GoFundMe Pro, which Australian organisations cannot join.

Zeffy is 100% free, always.

Why Zeffy over GoFundMe?

Keep every dollar your donors give you

💯

Keep every dollar donors give you

GoFundMe charges Australian certified charities 1.9% + $0.30, and personal fundraisers 2.2% + $0.30. Zeffy gives you 100%, even when donors skip the optional tip. We even cover processing fees.

🔧

One platform for everything you need

GoFundMe is built for crowdfunding campaigns. Zeffy gives you donations, events, memberships, an online store, and donor management in one place, all free, no add-ons required.

🤝

Get real help when you need it

GoFundMe support is an AI chatbot with a handoff to email. Zeffy gives every not-for-profit free phone support, 2–6 hour email responses and office hours calls.

Questions nonprofits ask when choosing between Zeffy and GoFundMe

How does Zeffy's pricing compare to GoFundMe's fees for not-for-profit fundraising?

GoFundMe charges Australian certified charity fundraisers 1.9% + $0.30 per donation, and personal fundraisers 2.2% + $0.30. Fees may vary by plan and contract. Zeffy charges no platform fees, no transaction fees, no credit card fees. On $50,000 raised at Australian published rates, that's roughly $1,150 on GoFundMe for certified charity fundraisers, or $1,300 for personal fundraisers, vs $0 on Zeffy. GoFundMe Pro is not included: it is open only to organisations headquartered in the United States.

Can not-for-profits get better donor support and tools with Zeffy than GoFundMe?

It depends on which GoFundMe product you're using. GoFundMe's main platform offers an AI chatbot with human handoff via chat and email. Phone support is not offered on GoFundMe. Zeffy gives every not-for-profit free email and phone support, plus office hours calls. No paid tier required, no callbacks, no wait. You also get a built-in CRM with full giving history, automated tax receipts, and contact segmentation. Because your fundraising and donor data already live in one place, there's nothing extra to set up, so you can spend less time managing tools and more time on your cause.

Why should not-for-profits choose Zeffy over GoFundMe for fundraising campaigns?

GoFundMe is built for crowdfunding, at 1.9% + $0.30 per donation for Australian certified charities and 2.2% + $0.30 for personal fundraisers. Zeffy gives every not-for-profit a complete fundraising platform, donations, events, peer-to-peer, donor management, and more, at no cost. 100% of every donation reaches your cause.

Can Zeffy handle more than just donation campaigns like GoFundMe?

Yes. Zeffy includes donation forms, event ticketing, peer-to-peer, auctions, memberships, an online store, and donor management, all in one free platform. GoFundMe handles crowdfunding only, at 1.9% + $0.30 per donation for Australian certified charities and 2.2% + $0.30 for personal fundraisers.

How does Zeffy's donor management compare to GoFundMe's capabilities?

GoFundMe's main crowdfunding platform provides basic campaign donor lists. Its not-for-profit product with a donor dashboard, GoFundMe Pro, is not available here. With Zeffy, donor management is built in for every not-for-profit at no cost. You get one clear view of every contact, donation, and interaction across all your campaigns and events. Automate tax receipts and year-end summaries, segment your supporters, and add unlimited team members. Everything's already connected because your fundraising and donor data live in the same platform, no extra tools to pay for or stitch together.

How does Zeffy make money if it's 100% free?

When you raise money through Zeffy, donors can choose to leave an optional contribution at checkout to help keep the platform free. They can adjust or remove it at any time. Here's what matters: your not-for-profit receives 100% of every donation either way. We cover the processing cost ourselves. Those donor contributions keep Zeffy independent and sustainable, so you get full access to every tool without paying a cent, and more of what you raise goes to your cause.

Can an Australian not-for-profit use GoFundMe Pro?

No. GoFundMe Pro, formerly Classy, is their dedicated not-for-profit product, and their pricing page states that "Organizations on GoFundMe Pro must be headquartered in the United States, but their programs can operate anywhere in the world." An Australian organisation is left with the crowdfunding product at 1.9% + $0.30 per donation for certified charities. Zeffy's full platform is available in Australia at no cost.

Is Zeffy a legitimate platform or is it a scam?

Zeffy is a legitimate 100% free fundraising platform trusted by thousands of not-for-profits. It's backed by real customer success stories, including organisations that have saved thousands in fees.

How much money can not-for-profits actually save by switching from GoFundMe to Zeffy?

Your savings depend on how much you raise and your average donation size. GoFundMe charges Australian certified charity fundraisers 1.9% + $0.30 per donation. Fees may vary by plan and contract. With Zeffy, there are no platform, transaction, or credit card fees. At Australian published rates, a not-for-profit raising $10,000 with an average gift of $75 would pay roughly $230 on GoFundMe as a certified charity fundraiser, or $260 as a personal fundraiser, and $0 on Zeffy. Scaled to $50,000 a year, that's $1,150 as a certified charity fundraiser, $1,300 as a personal fundraiser, and $0 on Zeffy. These are estimates based on published rates. Actual fees on GoFundMe may differ depending on your plan, contract, or payment mix.

Does GoFundMe also ask donors for tips?

Yes. Both GoFundMe and Zeffy give donors the option to leave a voluntary contribution at checkout. The difference is what happens to the donation itself. On GoFundMe, the transaction fee (1.9% + $0.30 for Australian certified charity fundraisers, or 2.2% + $0.30 for personal fundraisers) is always deducted from your not-for-profit's donation, whether or not the donor tips. On Zeffy, no fees are deducted. Your not-for-profit receives 100% of every gift, whether or not the donor chooses to contribute to the platform.

Still undecided?

Keep comparing, and see why not-for-profits choose Zeffy

100,000+ nonprofits trust Zeffy — and keep their fees at $0.

For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.

As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.

Masey, Loose Ends.

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