MyCause Fees vs Zeffy: What Australian Charities Actually Pay

Run crowdfunding and peer-to-peer campaigns without fees taking a cut. MyCause is free for the fundraiser, but the charity usually pays a 5% platform fee under its contract, plus bank fees of 1.6% on Visa and Mastercard; Zeffy is 100% free, so every dollar goes to your cause.

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MyCause is free for the person fundraising. The charity may pay a platform fee depending on its contract with mycause, and mycause states this is usually 5%. The beneficiary also pays bank fees, which mycause gives for charities as 1.6% on Visa and Mastercard and 2.5% on AMEX through Braintree, or the organisation's own negotiated rate if it attaches Stripe. mycause charges no per-transaction cents loading. The managed Charity Portfolio service charges 5% commission plus bank fees. Figures per support.mycause.com.au, September 2026.
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Zeffy VS MyCause

Zeffy VS MyCause: What nonprofits should know before choosing.

Zeffy
MyCause
MyCause
Pricing
Zeffy:

$

0.

Completely free. Always. But how? →

MyCause:

From 5%.

Platform fee usually 5%, plus bank fees paid by the beneficiary

Processing fees
Zeffy:

$

0.

$0 in credit card and transaction fees. Zeffy covers these. How? →

MyCause:

1.6%.

Visa and Mastercard bank fee for charities; AMEX 2.5%. Card processing fee, paid by the beneficiary charity

Platform fees
Zeffy:

$

0.

Zeffy never takes a cut. Unlike platforms that skim 3–5%, you keep 100% of every donation.

MyCause:

$0.

No platform fee on standard fundraising; funded by an optional donor tip

Monthly fees
Zeffy:

$

0/month.

No subscriptions, no paywalls. Every org, big or small, gets full access for free.

MyCause:

$0.

No subscription or monthly fees

Other fees
Zeffy:

$

0.

We've never charged a single cent to not-for-profits and we never will.

MyCause:

5%.

Managed Charity Portfolio service: 5% commission + bank fees

Value for money
Zeffy:

5/5.

Value for money rated 5.0/5 on Capterra from 461 reviews, with an overall 4.8/5 from 494. All-in-one fundraising, zero fees.

MyCause:
No

Free for the fundraiser, but the charity usually pays a 5% platform fee and bank fees come out of every donation

Features
Zeffy:

4.8/5.

Rated 4.8/5 for ease of use on Capterra from 494 reviews. No training needed, built for busy not-for-profit teams rather than tech pros.

MyCause:
No

Crowdfunding and personal-fundraising focused; limited broader tools and no full donor CRM

Donations
Zeffy:
Yes

Donations without the cut. Custom forms, tax receipts, donor tracking, all fee-free.

MyCause:
Yes

Collect donations and run crowdfunding campaigns with tax-deductible receipts, though the charity usually pays a 5% platform fee plus bank fees

Ticketing
Zeffy:
Yes

Sell tickets, check in guests, track sales, and keep 100%. No fees. No fine print.

MyCause:
No

No dedicated event ticketing or box-office tools

Peer-to-Peer Fundraising
Zeffy:
Yes

Teams or individuals launch fundraising pages in minutes. Track progress, keep 100%. No fees.

MyCause:
Yes

Peer-to-peer and personal fundraising pages, including birthday and team fundraising

Auctions
Zeffy:
Yes

Run auctions without giving up a percentage. List items, track bids, collect payments, all fee-free.

MyCause:
No

No auction tools

Online Store
Zeffy:
Yes

Skip the tool sprawl. Sell merch and manage your store in one place, no fees, no add-ons.

MyCause:
No

No online store; gift cards and vouchers only

Memberships
Zeffy:
Yes

Automate memberships with no per-member fees. Dues go straight to your org, perfect for clubs, alumni, and supporters.

MyCause:
No

No membership management

Donor management/CRM
Zeffy:
Yes

Ditch the expensive CRM. Track donations, send thank-yous, and build donor loyalty, all fee-free.

MyCause:
No

Basic fundraising data, no full donor CRM or giving history

Emails & Newsletter
Zeffy:
Yes

Manage contacts and send newsletters from the same place you fundraise. Unlimited sends, no fees.

MyCause:
No

Campaign sharing tools, but no fundraising newsletters

Payment Processing
Zeffy:
Yes

Accept donations, ticket sales, and payments, all 100% fee-free. No cuts, no hidden fees, ever.

MyCause:
Yes

Card payments processed, with bank fees of 1.6% on Visa and Mastercard and 2.5% on AMEX

Payment Methods
Zeffy:
Yes

All-in-one fundraising: donations, events, memberships, email, and donor CRM, 100% free.

MyCause:
No

Card payments with bank fees for charities of 1.6% on Visa and Mastercard and 2.5% on AMEX; PayPal, Google Pay and Apple Pay supported through Braintree.

Credit Card Payments
Zeffy:
Yes

Accept all major credit cards with zero processing fees. Zeffy covers the cost, you keep 100% of every donation.

MyCause:
Yes

All major cards accepted, with bank fees of 1.6% on Visa and Mastercard and 2.5% on AMEX

Apple Pay & Google Pay
Zeffy:
Yes

One-tap donations and tickets with Apple Pay & Google Pay. No fees, just smooth mobile checkouts.

MyCause:
No

Digital-wallet checkout not clearly documented on the public site

Tap to Pay App
Zeffy:
Yes

Anyone on your team can take payments from their phone. No card reader, no fees, no friction.

MyCause:
No

No in-person card product is published on their site.

Support
Zeffy:

4.9/5.

Customer service rated 4.9/5 on Capterra from 461 reviews. Free email and phone support plus a full help centre, no bots and no paywalls.

MyCause:
No

Help centre and email support for fundraisers; phone support not clearly offered.

Help Centre
Zeffy:
Yes

Searchable help docs, video tutorials, and step-by-step guides, all free, all the time.

MyCause:
Yes

Help centre with guides and FAQs at support.mycause.com.au

Email Support
Zeffy:
Yes

Email us anytime. Most questions answered within hours, not days.

MyCause:
Yes

Email support for fundraisers and charities

Phone Support
Zeffy:
Yes

Need to talk? Call us. Real support from real people who understand not-for-profits.

MyCause:
No

No clearly published phone support line

Onboarding
Zeffy:
Yes

Get set up in under 30 minutes. No training required, but we're here if you need us.

MyCause:
No

Self-service onboarding only

Community
Zeffy:
Yes

Join thousands of not-for-profits sharing tips, templates, and best practices.

MyCause:
No

No dedicated community forum

Zeffy is 100% free, always.

Why Zeffy over MyCause?

Keep 100% of every donation, no fees ever

💯

Keep every dollar, no processing fee

MyCause is free for the person fundraising, but the charity usually pays a 5% platform fee under its contract, bank fees of 1.6% on Visa and Mastercard come out of every donation, and the managed Charity Portfolio adds 5% commission. Zeffy takes 0%, no platform fee, no processing fee, so 100% of every donation funds your cause.

🎗️

One free platform, not just crowdfunding

MyCause is built for crowdfunding and personal fundraising. Zeffy gives you donation forms, event ticketing, memberships, auctions, peer-to-peer, an online store and a donor CRM, all in one place and all completely free.

🇦🇺

Built for Australian not-for-profits

Issue tax-deductible receipts for DGR-endorsed gifts, get weekly payouts in AUD to your bank account, and reach real human support, without ever paying a fee.

Questions nonprofits ask when choosing between Zeffy and MyCause

How much does Zeffy cost compared to MyCause?

Zeffy is 100% free, no platform fee, no transaction fee, no card fee. MyCause is free for the person fundraising, but the charity may pay a platform fee under its contract, usually 5%, and the beneficiary pays bank fees of 1.6% on Visa and Mastercard or 2.5% on AMEX, plus 5% commission on the managed Charity Portfolio service. With Zeffy, every dollar stays with your organisation.

Is Zeffy available for Australian charities and not-for-profits?

Yes. Zeffy is available to charities and not-for-profits across Australia, with donation forms, event ticketing, memberships, peer-to-peer pages and a donor CRM built in, all free.

Does Zeffy handle tax-deductible receipts?

Yes. For DGR-endorsed organisations, Zeffy can automatically issue tax-deductible receipts for eligible gifts of $2 or more, so your donors and supporters have what they need at tax time.

Who pays the fees on a MyCause donation?

With MyCause, the platform fee of usually 5% and the bank fees of 1.6% on Visa and Mastercard are paid by the beneficiary, so they come out of the money raised. Donors are also asked to add an optional tip. With Zeffy there is no fee to pass on or absorb.

Is Zeffy really free, or are there hidden charges?

Zeffy is 100% free for charities and not-for-profits. No platform fee, no transaction fee, no credit card fee. Ever.

Do I need separate tools for donations, events and members?

No. With Zeffy you get donation forms, ticketing, memberships, auctions, peer-to-peer and a donor CRM in one free platform. MyCause focuses on crowdfunding and personal fundraising.

Still undecided?

Keep comparing, and see why not-for-profits choose Zeffy

No items found.

100,000+ nonprofits trust Zeffy — and keep their fees at $0.

For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.

As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.

Masey, Loose Ends.

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