Zeffy relies entirely on optional contributions from donors. At the payment confirmation step - we ask donors to leave an optional contribution to Zeffy.
Best Fundraising Sites for Nonprofits and Individuals (2026)
November 6, 2026
⚡TL;DR — The Short Answer
Verdict: For a registered nonprofit, school or club, Zeffy is the only site here that takes nothing from any gift, and it has a donor CRM built in. For a personal cause in the US, Zeffy's partner Kindbee charges a 0% platform fee and a 0% transaction fee.
What works: Sites that publish every fee, cover card processing and keep events, memberships and donor records in one login.
What doesn't: "No platform fee" sites that still take 2.2% to 2.9% plus $0.30 in processing from every gift, and rates set by contract or left unpublished.
Best for: Nonprofits, schools, clubs and individuals choosing where to collect donations online.
Worth considering if: You pay a platform fee or card processing on every gift today.
A fundraising site is where you collect donations online, through a page or form your supporters use to give. Which one fits depends on whether you raise for a registered nonprofit or for yourself, so this guide splits the list in two.
Best fundraising sites for nonprofits
These sites are for registered nonprofits, schools and clubs. Each card lists the platform fee and the processing fee separately. That matters, because a site with no platform fee can still take card processing from every gift you receive.
Site
Type
Fees on each gift
Donor CRM
You keep on $10,000 raised*
Zeffy
All-in-one fundraising site
None: no platform, transaction or card fee
Built in, free
$10,000
Donorbox
Donation forms and events
2.95% to 3.95% platform fee, plus processing (2.2% + $0.30 on Stripe's nonprofit rate)
Donor profiles and lists; full CRM is a paid add-on, price on request
$9,455
Give Lively
Online giving for vetted US 501(c)(3)s
0% platform fee, plus required Stripe processing at 2.2% + $0.30
None built in
$9,750
GoFundMe Pro
Contract-priced fundraising suite
Service fee set by contract, plus processing up to 2.5% + $0.30
None built in
Under $9,720, before the contract fee
Bloomerang
Donor CRM with a fundraising add-on
0% platform fee with its processor, plus 3.95% + $0.30 on Fundraising forms, plus subscriptions
Yes, from $125/month
$7,595, after $1,980 in subscriptions
Fundraise Up
Donation checkout
Its own share is not published, plus Stripe at 2.2% + $0.30 (nonprofit rate)
None built in
Under $9,750, before its own share
Mightycause
Nonprofit donation site
5% platform fee, plus 2.9% + $0.30 processing; donors are asked to cover it
Built in, free
$9,180, or at least $9,752 under its Price Guarantee
*$10,000 raised in 100 gifts of $100 over one year, at each site's lowest published rate, including any required subscription.
The pattern is simple. Every site except Zeffy takes something from each gift, and most leave you buying a separate CRM or paying for one as an add-on. For a volunteer-led team, that means paying twice: once on every donation and again for the tool that tracks your donors.
1. Zeffy
Verdict: ✅ The only site on this list that takes nothing from any gift, with a donor CRM built in so your toolkit is one free login instead of five.
Fundraising tools: Zeffy is all-in-one fundraising software. One account covers donation forms (one-time, recurring and pledges), event ticketing, auctions, raffles, memberships, peer-to-peer campaigns, an online store, email and newsletters, and Tap to Pay for in-person giving on your phone. Tax receipts go out automatically.
Fees: No platform fee, no transaction fee, no credit card fee. Ever. Donors can add an optional contribution to Zeffy at checkout, and your organization receives 100% of every gift either way.
Donor CRM: Every donation, ticket, membership, store order and peer-to-peer gift lands on the same donor record automatically. That's Zeffy's donor CRM: a timeline for each contact, lifetime giving, households, saved segments, duplicate suggestions, email to a saved list with open, click and donation stats, and an AI Data Assistant that answers questions about your data in plain words. Contacts are unlimited.
Who can use it: Nonprofits across 6+ countries. 100K+ nonprofits use Zeffy and have raised $2B+ through it.
Payout: Sent to your bank automatically every Monday, or monthly, with no payout fee. Next-day payouts are available.
Rating (as of November 2026):Capterra 4.8 (622 reviews); G2 4.9 (3,814 reviews).
2. Donorbox
Verdict: ❌ Easy self-serve forms, but a 2.95% to 3.95% platform fee comes off every gift before processing even starts.
Fundraising tools: The Standard plan includes donation forms with recurring giving, event ticketing with QR check-in, memberships and peer-to-peer pages. Live Kiosk for in-person giving is an add-on from $80 a month, and text-to-give from $19 a month. Auctions, raffles and an online store are not listed on their site.
Fees: The Standard plan has no monthly fee, but charges a platform fee of 2.95% to 3.95% per gift (3.95% on events). Processing is separate: typically 2.2% + $0.30 on Stripe's nonprofit rate, or 1.99% + $0.49 through PayPal. The Pro plan lowers the platform fee to 1.75% to 2% for $150 a month.
Donor CRM: Every plan includes donor profiles, conversation logs and lists. The full CRM (timeline, dynamic lists, email marketing, automations) is a paid add-on, priced by number of contacts on a custom quote, with a waitlist.
Rating (as of November 2026):Capterra 4.8 (634 reviews); G2 4.6 (1,576 reviews).
Verdict: ❌ No platform fee, but Stripe processing at 2.2% + $0.30 is required, and every application is vetted before you can start.
Fundraising tools: Campaign pages, donation widgets, text-to-donate, recurring donations, individual and team peer-to-peer pages with a leaderboard, and event ticketing. Auctions, raffles, memberships and an online store are not listed on their site.
Fees: No platform fee and no subscription. Stripe is required, at 2.2% + $0.30 with the nonprofit discount on major cards (3.5% on Amex). The nonprofit pays that unless the donor covers it. Shift4 is an optional processor at 1.99% + $0.25, for one-time card gifts only.
Donor CRM: None built in. Donor data lives in their admin portal, with CSV exports, a sync to Salesforce (which you pay for) or Zapier.
Who can use it: US 501(c)(3) public charities and private operating foundations only. Each application is reviewed for values alignment in 5 to 7 business days.
Payout: Within seven business days, with no holding period.
Rating (as of November 2026):Capterra 4.1 (11 reviews); G2 4.7 (81 reviews).
Verdict: ❌ The former Classy, sold as an annual subscription plus a per-donation service fee set by contract, so you can't see your full cost until you talk to sales.
Fundraising tools: Branded donation forms and pages with recurring giving, event registration and ticketing, peer-to-peer campaigns with leaderboards and coaching, and a donor dashboard where supporters manage gifts and receipts. Auctions come through Live Events, a paid add-on. Memberships and raffles are not listed on their site, and there's no online store.
Fees: An annual upfront subscription plus a service fee on every donation, both set by contract, with no free plan. Processing through GoFundMe Pay runs up to 2.5% + $0.30 on cards (plus 1% on Amex), 1% + $0.30 on ACH, and 2.5% + $0.30 on PayPal and Venmo.
Donor CRM: None built in. Donor data syncs to a CRM you buy separately, and the Salesforce integration is a paid add-on.
Rating (as of November 2026):Capterra 4.3 (122 reviews); G2 4.3 (147 reviews).
Verdict: ❌ A real donor CRM, but you pay from $125 a month for the CRM and $40 a month for fundraising tools before a donor gives a dollar.
Fundraising tools: Donation forms, event registration, auctions, peer-to-peer and text-to-give come in Bloomerang Fundraising, which is only sold with the CRM. Memberships and Tap to Pay in the mobile app are also available. An online store and raffles are not listed on their site.
Fees: No platform fee with Bloomerang's own processor (with another processor, a 1% or 1.95% platform fee applies). Processing on Fundraising forms is 3.95% + $0.30 (4.95% + $0.30 on Amex); CRM forms, memberships and Tap to Pay are 3.2% + $0.30. Peer-to-peer adds 1% per transaction. Subscriptions start at $125 a month for the CRM and $40 a month for Fundraising, billed annually.
Donor CRM: Yes. Bloomerang CRM has 360-degree supporter profiles, a timeline, dashboards, predictive donor insights and duplicate prevention. The price grows with your database, and guided setup takes about five weeks (12 to 14 with data conversion).
Rating (as of November 2026):Capterra 4.7 (1,288 reviews); G2 4.6 (933 reviews).
Verdict: ❌ A polished checkout, but its own share of each gift is not published, so you can't plan the budget from its website.
Fundraising tools: Checkout, campaign pages, gift cart, donor portal, pledges, tributes, peer-to-peer with an AI coach, and an app for in-person tap-to-pay. There's no dedicated ticketing module (you build events from campaigns), and memberships, auctions and an online store are not listed on their site.
Fees: Fundraise Up takes a share of every donation; the rate is not published and varies by organization. A Stripe account is required. Stripe's nonprofit rate of 2.2% + $0.30 applies only if over 80% of your volume is tax-deductible donations; otherwise you pay 2.9% + $0.30. PayPal's nonprofit rate is 1.99% + $0.49. There are no setup fees and no fixed subscription.
Donor CRM: None built in. Supporter records sync to the CRM you already pay for.
Rating (as of November 2026):Capterra 4.8 (94 reviews); G2 4.8 (89 reviews).
Verdict: ❌ 7.9% + $0.30 comes off every gift unless donors cover it, and your money reaches you twice a month through Mightycause's own foundation.
Fundraising tools: Donation pages and embeddable forms with recurring giving, campaign pages, peer-to-peer and team fundraising, event fundraising, matching grants and giving days. Integrations with Mailchimp, Google Analytics and Zapier.
Fees: No monthly fee. A 5% platform fee plus 2.9% + $0.30 in processing, 7.9% + $0.30 in total, on each gift. Donors are asked to cover it. Under the Price Guarantee, on by default, your average cost is capped at 1.99% + $0.49 per gift; gifts made during giving events or processed through Stripe don't qualify. Without it, the full 7.9% + $0.30 comes out of each donation.
Donor CRM: Built in at no extra cost, to track, tag and message every supporter, with donor retention and campaign reports.
Payout: Donations are paid to the Mightycause Charitable Foundation, which regrants them to you twice a month by direct deposit. Checks cost $5 each.
Rating (as of November 2026):Capterra 4.5 (72 reviews); G2 4.6 (53 reviews).
Best fundraising sites for individuals and personal causes
Not every fundraiser runs through a nonprofit. Zeffy is built for nonprofits, schools and clubs; for personal fundraisers, we recommend our partner Kindbee. The rest of this list covers the personal crowdfunding sites people search for most, with both fees stated so you know what comes off each gift.
Site
What it's for
Fees on each gift
How it's funded
Kindbee
Personal fundraisers in the US: medical bills, emergencies, personal causes
0% platform fee on the default tips model; 2.9% + $0.30 processing
Optional tips, or a fee donors are asked to cover
Kickstarter
Creative projects only
If funded: 5% fee, plus 3% + $0.30 processing per pledge
Fee on funded projects only
For a personal cause, the fee on each gift matters more than any feature. A few percent off a medical fund is money the person you're helping never sees.
1. Kindbee
Verdict: ✅ Zeffy's partner for personal fundraisers in the US, with a 0% platform fee and a 0% transaction fee.
Fundraising tools:Kindbee hosts personal fundraisers for medical bills, emergencies and personal causes. Donors pay by card, Apple Pay or Google Pay, with payments secured by Stripe.
Fees: 0% platform fee and 0% transaction fee. Kindbee covers the card fees itself and runs on optional tips from donors.
Who can use it: Individuals raising money in the United States. Kindbee also gives 25% of its net profit to charity.
2. GoFundMe
Verdict: ✅ The name donors recognize, which helps a story travel, but 2.9% + $0.30 comes off every personal donation.
Fundraising tools: A fundraiser page with your story and goal. Donors can give by credit or debit card, ACH, PayPal, Apple Pay or Google Pay.
Fees: No fee to create a fundraiser. Individual and business fundraisers pay 2.9% + $0.30 per donation. Donors can add an optional tip to GoFundMe, and supporters pay a 5% fee on recurring donations. Certified nonprofit fundraisers on GoFundMe pay 2.2% + $0.30 per donation; that's separate from GoFundMe Pro, which is priced by contract.
Who can use it: Individuals and businesses, plus certified nonprofits.
3. GoGetFunding
Verdict: ❌ A 4% platform fee on every campaign, with card processing on top.
Fundraising tools: A campaign page, with payments through Stripe or PayPal. Bitcoin campaigns are also available.
Fees: A 4% platform fee charged to the campaign owner, plus standard card processing through Stripe or PayPal. There are no donor tips at checkout. Bitcoin campaigns pay 2% in total.
Who can use it: Individuals running personal campaigns.
4. FreeFunder
Verdict: ✅ No platform fee and standard payouts at no cost, though card gifts still pay 2.9% + $0.30.
Fundraising tools: A fundraiser page that takes card donations through Stripe. Gifts sent by PayPal, Venmo or Cash App outside the site can be recorded on the fundraiser.
Fees: 0% platform fee; FreeFunder runs on optional donations. Card donations pay 2.9% + $0.30. Gifts made off the site by PayPal, Venmo or Cash App carry no FreeFunder fee, since FreeFunder doesn't process them.
Payout: Standard payout costs nothing. Instant payout costs 1.75% to a bank account or debit card, or 1.25% to PayPal or Venmo.
Who can use it: Individuals raising for personal causes.
5. FundRazr
Verdict: ❌ The 0% platform fee depends on donors being asked to tip, and 2.9% + $0.30 processing applies either way.
Fundraising tools: Keep It All campaigns (you keep what you raise) or All or Nothing campaigns (you only collect if you hit the goal).
Fees: Two models. Optional Tips, the default, has a 0% platform fee and asks donors to tip. Fee Recovery adds a platform fee that donors are asked to cover. Processing is 2.9% + $0.30 in both, billed by PayPal or Stripe. There are no monthly or yearly fees.
Who can use it: Personal fundraisers.
6. Kickstarter
Verdict: ❌ Only for creative projects, and you collect nothing unless you hit your goal.
Fundraising tools: All-or-nothing project pages where backers pledge toward a funding goal.
Fees: If your project is funded, Kickstarter takes 5%, plus processing of 3% + $0.30 per pledge (5% + $0.08 on pledges under $10). If it isn't funded, there are no fees and no money is collected.
Who can use it: Creative projects only. It's not built for medical bills or emergencies.
1. Who you raise for. If the money goes to a registered nonprofit, school or club with an EIN, choose from the nonprofit list. If it's for you, a friend or a family emergency, choose a personal site. Nonprofit sites ask for an EIN or 501(c)(3) status, so they're the wrong door for a personal cause.
2. What you keep after both fees. Look at the platform fee and the processing fee separately, then add any monthly subscription. A site with no platform fee can still take 2.2% to 2.9% plus $0.30 from every gift. Many teams only find out what their processor takes when the treasurer reconciles the year, so check before you launch.
3. What you need beyond donations. Think about events, recurring gifts, memberships and donor records. If a site only takes donations, you'll end up running four or five tools: a form, an email tool, an event tool, a donor spreadsheet. Donor records get split and receipts get missed. If you take gifts in person at events, our guide to the best fundraising apps covers mobile options. For a nonprofit, the right site keeps every gift and puts everything in one donor record.
Which fundraising site should you choose?
If you raise for a registered nonprofit, school or club, choose Zeffy: you keep 100% of every donation, and your donor CRM builds itself from every payment. If you raise for yourself or someone you know in the US, start with Kindbee, Zeffy's partner for personal fundraisers.
Keep every dollar your donors give
No platform fee, no card fee. Donation forms, event ticketing, memberships and a donor CRM in one free account.
For registered nonprofits, the sites compared here are Zeffy, Donorbox, Give Lively, GoFundMe Pro, Bloomerang, Fundraise Up and Mightycause. Zeffy is the only one with no platform fee and no processing fee, and it includes a donor CRM. For personal causes, the list is Kindbee, GoFundMe, GoGetFunding, FreeFunder, FundRazr and Kickstarter, with Kindbee first for US fundraisers.
For a nonprofit, Zeffy: there's no platform fee, no transaction fee and no credit card fee, so you keep 100% of every gift. For a personal fundraiser in the US, Kindbee charges a 0% platform fee and a 0% transaction fee and covers card fees itself. Most other sites take 2.2% to 2.9% plus $0.30 in processing on each gift, and some add a platform fee of 3% to 5%.
For nonprofits, Zeffy is free with no conditions: no platform fee, no transaction fee, no credit card fee and no paid plan. Sites that skip a platform fee often still charge card processing, such as 2.2% + $0.30 on Give Lively's required Stripe rate. For personal causes, Kindbee charges 0% platform and transaction fees and runs on optional donor tips.
For a personal fundraiser in the United States, such as medical bills, an emergency or a personal cause, Zeffy recommends its partner Kindbee. Kindbee charges a 0% platform fee and a 0% transaction fee, covers card fees itself and earns its revenue from optional donor tips. GoFundMe is the best-known alternative, at 2.9% + $0.30 per donation on individual fundraisers.
Zeffy is built for registered nonprofits, schools and clubs with an EIN. If you're raising money for yourself or someone you know in the US, Zeffy recommends its partner Kindbee, which charges a 0% platform fee and a 0% transaction fee.
Zeffy covers card processing itself and charges nonprofits no fee of any kind. It's funded by optional contributions that donors can choose to add at checkout. The contribution is never taken from the gift, so your nonprofit receives 100% of every donation whether donors contribute or not.
For a nonprofit, Zeffy: no platform fee, no processing fee and a donor CRM built in. For a personal fundraiser in the US, Kindbee charges 0% platform and transaction fees and covers card fees. FreeFunder has no platform fee but charges 2.9% + $0.30 on card gifts. For comparison, GoFundMe deducts 2.9% + $0.30 per donation on individual fundraisers and 2.2% + $0.30 on certified nonprofit fundraisers.
Not on Zeffy, which asks for an EIN rather than 501(c)(3) status, so schools and clubs can use it too. Some nonprofit sites are stricter: Give Lively only accepts US 501(c)(3) public charities and private operating foundations, after a values review. Personal sites such as Kindbee and GoFundMe are built for individuals, so they don't require either.
Methodology and sources
Fees for the nonprofit sites come from each company's own pricing and help pages, checked between October 12 and October 14, 2026. Fees for the personal sites (Kindbee, GoGetFunding, FreeFunder, FundRazr and Kickstarter) were read on each site's own pricing or FAQ page on November 6, 2026; GoFundMe's figures come from gofundme.com/c/pricing, read October 12, 2026. Mightycause's fees were read on its terms of use and support pages on November 10, 2026. Ratings come from Capterra and G2, read November 10, 2026. Fees change, so confirm the current rate on each site before you sign up. This guide is published by Zeffy, and no site paid for its place.
Look for people who attend related events, follow relevant Facebook groups, or subscribe to aligned newsletters.These aren’t just potential donors—they’re your future advocates.
Look for people who attend related events, follow relevant Facebook groups, or subscribe to aligned newsletters.These aren’t just potential donors—they’re your future advocates.