Cash App vs. Venmo – Best payment app for nonprofits (2026)

Cash App VS Venmo

Cash App VS Venmo: What nonprofits should know before choosing.

Payment processing Features

Payments processing

0% Processing / Transaction Fee

ACH / Bank Transfers

Credit / Debit Card Acceptance

Digital Wallets (Apple Pay, Google Pay)

International Payments

Fraud Detection

Built in Fundraising Tools (Tickets, Auctions, Forms. etc.)

PCI Compliance

Information not available

Pricing

2.6%.

2.6% + fees per gift add up fast

1.9% + 10¢.

per gift

Processing fees

$0.

No fee

1.9% + $0.10.

per donation.

Platform fees

$0.

$0 for card purchase; Standard transfers free; Instant transfers 0.5%-1.75% ($0.25 minimum)

$0.

No platform fees.

Monthly fees

$0.

No monthly fees

$0.

No monthly fees

Value for money

4.3.

450+ reviews on Capterra. All-in-one fundraising, zero fees, unbeatable value.

N/A.

Features

4.2/5.

Simple peer-to-peer payments, but lacks fundraising tools and donor tracking.

4.8/5.

Easy personal payments, but no nonprofit features like tax receipts or ticketing.

Donations

Accepts peer-to-peer payments but lacks donation-specific features like tax receipts or donor management

Venmo allows personal payments but lacks donation-specific features like tax receipts, donor management, or nonprofit compliance tools.

Ticketing

Cannot create or sell event tickets through the platform

Venmo allows payment collection but lacks event ticketing features like ticket generation, check-in, or attendee management.

Peer-to-Peer Fundraising

Enables individual-to-individual money transfers but without fundraising campaign tools

Venmo enables peer-to-peer fundraising through personal payments, but lacks campaign tracking or fundraiser management tools.

Auctions

Cash App doesn't offer auction tools or bidding features for fundraising events

Venmo doesn't support auction functionality. You'd need separate auction software and manual processes to track bids and payments.

Raffles

No raffle management system or ticket sales capabilities for fundraising draws

Venmo doesn't support raffle ticket sales or winner selection. You'd need separate raffle software and manual payment collection.

Online store

No built-in online store functionality for selling nonprofit merchandise or products

Venmo supports basic payments but lacks e-commerce features like inventory management, shipping, or product catalogs for nonprofits.

Memberships

Cash App doesn't offer membership management tools. You'd need separate software to track recurring donors and member benefits.

Not available - Venmo doesn't offer membership management tools for nonprofits

Donor Management/CRM

Basic transaction history only. No donor profiles, giving history tracking, or relationship management features for nonprofits.

Not available - no donor tracking, contact management, or relationship building features

Emails & Newsletter

No email marketing or newsletter capabilities. You'd need to use separate tools to communicate with your supporters.

Not available - Venmo has no email marketing or communication tools

Payment Processing

Accepts donations through peer-to-peer transfers, but charges 2.9% + $0.30 for business transactions. No nonprofit-specific features.

Payment methods

Bank accounts and debit cards only

Peer-to-peer transfers, no credit cards

Credit Card Payments

Not supported - Cash App uses linked bank accounts and debit cards, not traditional credit card processing

Limited - Only supports debit cards and bank transfers, not traditional credit card processing

Apple Pay & Google Pay

Not supported - Cash App operates as its own payment system separate from Apple Pay and Google Pay

Not supported - Venmo doesn't integrate with Apple Pay or Google Pay for business transactions

ACH / Bank Transfers

Not supported - Cash App focuses on instant transfers between individuals and businesses

Not supported - Venmo focuses on peer-to-peer transfers, not ACH processing for organizations

Tap to Pay App

Limited - Cash App has QR code functionality but no dedicated tap-to-pay features for nonprofits

Not supported - Venmo lacks tap-to-pay functionality for in-person nonprofit events

Customer Support

4.2/5.

4.8/5.

Unlimited Support

Cash App offers limited support with no dedicated nonprofit assistance

Venmo offers limited support with restrictions on contact frequency and response times

Phone Support / Office Hours

Cash App doesn't provide phone support or scheduled office hours

Venmo doesn't provide phone support or scheduled office hours for users

Webinars

Cash App doesn't offer webinars or training sessions for nonprofits

Venmo doesn't offer webinars or training sessions for nonprofit organizations

Help Center

Cash App has a basic help center with FAQs and troubleshooting guides

Venmo has a basic help center with FAQs and troubleshooting guides

Cash App provides live chat support through their mobile app

Venmo provides live chat support through their mobile app during business hours

Nonprofit-Focused Support Team

App-based chat support designed for individual users, not nonprofit teams

Limited chat support built for personal payments, not mission-driven organizations

Zeffy is 100% free, always.

Calculate savings

How is Zeffy free?

Why Zeffy over Cash App and Venmo?

Why choose Zeffy over Cash App and Venmo if you're a nonprofit

💯

Keep 100% of your donations

Cash App and Venmo charge 2.6% and 1.9% per donation. Zeffy charges zero fees, so every dollar goes directly to your mission.

🧰

Get nonprofit tools, not just payments

Cash App and Venmo handle basic payments but lack donor management, tax receipts, or event tools. Zeffy provides everything nonprofits need.

🤝

Access real support when you need it

Cash App and Venmo offer limited chat support with no nonprofit expertise. Zeffy provides dedicated help from people who understand your work.

Frequently asked questions

Why choose Zeffy over Cash App or Venmo for nonprofit donations?

Cash App charges 2.6% + $0.15 per donation, while Venmo takes 1.9% + 10¢. Zeffy is 100% free for nonprofits. Donors have the option to leave a voluntary contribution to support our platform, but your organization keeps every dollar donated.

Can Cash App and Venmo handle my nonprofit's fundraising needs?

Cash App and Venmo are peer-to-peer payment apps without nonprofit tools. They can't create donation forms, manage events, track donors, or provide tax receipts. Zeffy offers complete fundraising tools designed specifically for nonprofits.

What support do I get with Zeffy versus payment processors?

Cash App and Venmo offer basic chat support with no nonprofit expertise. Zeffy provides unlimited phone support, training webinars, and a dedicated help center built for nonprofit teams who need real guidance.

How much will Cash App or Venmo cost my nonprofit compared to Zeffy?

Cash App charges 2.6% + $0.15 per donation, while Venmo takes 1.9% + 10¢. These fees add up quickly. Zeffy is 100% free for nonprofits, so you keep every dollar donated. Donors can leave a voluntary contribution to support our platform.

Do Cash App and Venmo provide the fundraising tools my nonprofit needs?

Cash App and Venmo are payment apps, not fundraising platforms. They can't create donation forms, sell event tickets, manage donors, or provide tax receipts. Zeffy offers complete fundraising tools built specifically for nonprofits.

Looking for a better option?

Zeffy was built for nonprofits like yours

focus on what matters

Built for small teams with big missions.

Zeffy is the fundraising platform that cuts out the fees, clears up your tech mess, and puts your cause first — so your team, even if you're a small team wearing many hats or a one-person show, can focus on what really matters.

Start your nonprofit

ZERO-FEE

Keep 100% of every dollar.

No platform fees. No processing fees. No catch. We know it sounds too good to be true, but it's not. Every penny goes straight to your mission, while competitors take 2-3% off every donation.

Start your nonprofit

ALL-IN-ONE PLatform

Ditch the tech mess.

Stop bouncing between MailChimp, Eventbrite, and all those spreadsheets. Now you can handle donations, ticket sales, memberships, raffles, and all your donor info in one spot.

Start your nonprofit

plug-and-play

Get going, fast.

Built for teams like yours — whether you're volunteer-led or have limited staff. Set up donation forms, sell tickets, and launch campaigns without needing a tech wizard. It's super easy, and you'll be up and running in minutes.

Start your nonprofit

mobile-first

Fundraise from every device, anywhere.

From QR codes on flyers to Tap-to-Pay on a phone, Zeffy makes it easy to accept donations on the go. Mobile-optimized and offline-ready, so no donor slips through the cracks.

Start your nonprofit

No turnover

Never lose a donor to volunteer transition.

Centralize supporter relationships, automate thank-you messages, and preserve institutional knowledge when board members rotate out.

Start your nonprofit

100% free forever.

100,000+ nonprofits trust Zeffy — and keep their fees at $0.

For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.

As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.

Masey, Loose Ends.

Read the full story

“We were incurring a ton of fees for our past fundraising platform and Zeffy has helped us receive so much more of our donations.”

Zeffy has been invaluable in helping me track our donors, sales, events, and revenue in one spot. The coolest thing about Zeffy is it really is free!

Everything about Zeffy suits us starting with (of course, NO fees) but also the ease of use and customer experience as well as their client support!!

Zeffy is very easy to use and ensures that every dollar quickly gets into our account.. A huge help to our work!

Zeffy is very simple, allows for a lot of customization and seamlessly integrates into our website. The fact that all of this is free is still wild to me.

We couldn't believe there was a free payment platform for our Girl Scout group. Zeffy took ZERO fees from us, which is huge when you run on very small amounts of money.

We were ready to sell tickets in less than 30 minutes. The reporting capabilities were better than some other paid-for sites.

Since using Zeffy, our conversion rate of donations has skyrocketed. It's an easy platform to use. Plus customer support has always been responsive and helpful!