Zeffy VS 99Pledges

Launch peer-to-peer campaigns that keep 100% of donations while supporters easily create personal fundraising pages. Zero fees, maximum impact for your mission.

Zeffy is trusted by 100,000+ nonprofits

Zeffy VS 99Pledges

Zeffy VS 99Pledges: What nonprofits should know before choosing.

Pricing

Completely free. Always. But how? →

3.49% + $0.49.

card fees per pledge

Processing fees

$0 in credit card and transaction fees. Zeffy covers these. How? →

3.49% + $0.49.

per transaction (credit card processing fee)

Platform fees

Zeffy never takes a cut. Unlike platforms that skim 3–5%, you keep 100% of every donation.

0%.

No platform fees

Monthly fees

0/month.

No subscriptions, no paywalls. Every org, big or small, gets full access for free.

$0.

No monthly fees

Other fees

We've never charged a single cent to nonprofits and we never will.

$0.

No startup costs, no other fees

Pricing transparency

10/10.

No platform fees, no credit card fees, no hidden fees, no fees period!

7/10.

Pricing found in help article, not main site. Clear fees (3.49% + $0.49) but requires digging.

Value for money

5/5.

450+ reviews on Capterra. All-in-one fundraising, zero fees, unbeatable value.

N/A.

Features

5/5.

No training needed. Built for busy nonprofit teams, not tech pros. Launch a campaign in under 30 minutes.

N/A.

Built for school fundraisers only - no donation forms, memberships, or year-round nonprofit tools

Donations

Donations without the cut. Custom forms, tax receipts, donor tracking — all fee-free.

No general donation forms - platform is built exclusively for pledge-based fundraising campaigns

Ticketing

Sell tickets, check in guests, track sales — and keep 100%. No fees. No fine print.

No ticketing tools - requires separate platform for events or fundraising galas

Peer-to-Peer Fundraising

Teams or individuals launch fundraising pages in minutes. Track progress, keep 100%. No fees.

Pledge-based peer-to-peer campaigns with participant pages, team tracking, and activity-based fundraising

Auctions

Run auctions without giving up a percentage. List items, track bids, collect payments — all fee-free.

No auction features - platform is designed for peer-to-peer fundraising campaigns, not event-based auctions

Raffles

Host online raffles and 50/50s. Track sales, set ticket limits, stay compliant — all without paying a cent.

No raffle functionality - focused only on walk-a-thons, read-a-thons, and pledge campaigns

Online Store

Skip the tool sprawl. Sell merch and manage your store in one place — no fees, no add-ons.

No online store or product sales - designed for pledge collection, not merchandise or goods

Memberships

Automate memberships with no per-member fees. Dues go straight to your org — perfect for clubs, alumni, and supporters.

No membership tools - focuses on campaign-based fundraising, not ongoing member relationships or portals

Donor management/CRM

Ditch the expensive CRM. Track donations, send thank-yous, and build donor loyalty — all fee-free.

Basic donor data within campaigns - limited profiles and no cross-campaign donor history or engagement tracking

Emails & Newsletter

Manage contacts and send newsletters from the same place you fundraise. Unlimited sends, no fees.

Campaign update emails and participant notifications - no standalone email marketing or donor newsletter tools

Payment Processing

Accept donations, ticket sales, and payments — all 100% fee-free. No cuts, no hidden fees, ever.

Stripe integration with automated payment collection and donor receipts

Payment Methods

All-in-one fundraising: donations, events, memberships, email, and donor CRM — 100% free.

Credit cards and digital wallets only. No ACH, bank transfers, or in-person payment options.

Credit Card Payments

Accept all major credit cards with zero processing fees. Zeffy covers the cost — you keep 100% of every donation.

All major credit and debit cards accepted through Stripe integration for peer-to-peer fundraising campaigns

Apple Pay & Google Pay

One-tap donations and tickets with Apple Pay & Google Pay. No fees, just smooth mobile checkouts.

Apple Pay and Google Pay supported through Stripe checkout on campaign donation pages

ACH / Bank Transfers

Accept bank transfers with zero fees. Full donation amounts go straight to your mission.

No ACH bank transfer option - card payments only, limiting large gift collection for P2P campaigns

Tap to Pay App

Anyone on your team can take payments from their phone. No card reader, no fees, no friction.

No in-person payment collection - purely online P2P platform with no hardware or offline giving options

Support

5/5.

Real humans, real fast. Free email and phone support — no bots, no paywalls, no runaround.

N/A.

Support built for general peer-to-peer campaigns, not nonprofits. Email and chat only - no phone support or scheduled calls available.

Help Center

Searchable help docs, video tutorials, and step-by-step guides — all free, all the time.

Yes - Complete resource library with guides, tutorials, and FAQs for self-service support

Email Support

Email us anytime. Most questions answered within hours — not days.

Email support available but response times can be slow during campaign seasons

Phone Support

Need to talk? Call us. Real support from real people who understand nonprofits.

No phone support or scheduled calls available - email and chat support only

Onboarding

Get set up in under 30 minutes. No training required — but we're here if you need us.

Self-service onboarding only — no dedicated onboarding or scheduled setup calls

Community

Join thousands of nonprofits sharing tips, templates, and best practices.

No community forum or user groups available

Zeffy is 100% free, always.

Calculate savings

How is Zeffy free?

Why Zeffy over 99Pledges?

Run your whole fundraiser without losing a dollar to fees

💰

Run your whole fundraiser without losing a dollar to fees

Zeffy gives you peer-to-peer campaigns, donation forms, ticketing, and donor management in one place — with zero platform fees, so you keep 100% of what you raise

📆

Run your whole fundraising year, not just one campaign

99Pledges works for walk-a-thons, but you still need separate tools for donations, events, and raffles. Zeffy handles it all in one place, so you're not juggling logins.

💵

Keep more of every dollar your community raises

With 99Pledges, you pay 3.49% + $0.49 per transaction. Zeffy covers 100% of fees, so a $1,000 pledge campaign keeps the full $1,000 for your mission.

🤝

Get help from people who understand nonprofit fundraising

Zeffy's support team responds in 2–6 business hours and includes nonprofit fundraising experts who can answer real questions, not just tech troubleshooting.

Questions nonprofits ask when choosing between Zeffy and 99Pledges

Does Zeffy charge transaction fees like 99Pledges does?

No. 99Pledges charges 3.49% + $0.49 per transaction, which adds up fast. Zeffy covers 100% of transaction fees, so your organization keeps every dollar raised through peer-to-peer campaigns.

Can I run donation forms and events on Zeffy, or just peer-to-peer campaigns?

Yes. 99Pledges only handles pledge-based campaigns. Zeffy gives you donation forms, ticketing, raffles, and peer-to-peer tools in one platform, so you can run your entire fundraising year without switching between systems.

How quickly does Zeffy's support team respond compared to 99Pledges?

Zeffy's support team responds in 2–6 business hours and includes nonprofit fundraising experts who understand your goals. You get real answers, not just generic troubleshooting.

Can I accept ACH bank transfers for large donations on Zeffy?

Yes. Zeffy supports ACH bank transfers alongside credit cards, Apple Pay, and Google Pay. 99Pledges only accepts card payments, which can limit options for major donors who prefer direct bank transfers.

Still undecided?

Keep comparing — and see why nonprofits choose Zeffy

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Network for Good

CauseVox

100,000+ nonprofits trust Zeffy — and keep their fees at $0.

For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.

As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.

Masey, Loose Ends.

Read the full story

“We were incurring a ton of fees for our past fundraising platform and Zeffy has helped us receive so much more of our donations.”

Zeffy has been invaluable in helping me track our donors, sales, events, and revenue in one spot. The coolest thing about Zeffy is it really is free!

Everything about Zeffy suits us starting with (of course, NO fees) but also the ease of use and customer experience as well as their client support!!

Zeffy is very easy to use and ensures that every dollar quickly gets into our account.. A huge help to our work!

Zeffy is very simple, allows for a lot of customization and seamlessly integrates into our website. The fact that all of this is free is still wild to me.

We couldn't believe there was a free payment platform for our Girl Scout group. Zeffy took ZERO fees from us, which is huge when you run on very small amounts of money.

We were ready to sell tickets in less than 30 minutes. The reporting capabilities were better than some other paid-for sites.

Since using Zeffy, our conversion rate of donations has skyrocketed. It's an easy platform to use. Plus customer support has always been responsive and helpful!