Fundraise Up vs Zeffy: Pricing, Fees and Features Compared

On Fundraise Up, every donation pays its fee and card processing. On Zeffy, your nonprofit pays nothing, with ticketing, auctions, raffles, a store and a CRM built in.

Zeffy is trusted by 100,000+ nonprofits

G2 ratings

Zeffy

4.9/5

3,463 reviews

Fundraise Up

4.8/5

88 reviews

Ease of Setup

95%

564 responses

90%

70 responses

Ease of Admin

96%

428 responses

93%

51 responses

Campaign Management

93%

411 responses

91%

52 responses

Interaction Tracking

92%

367 responses

91%

48 responses

Email Marketing

86%

354 responses

72%

38 responses

Direct Mail Tools

83%

65 responses

66%

33 responses

Peer-to-peer Fundraising

87%

306 responses

76%

42 responses

Event Planning

91%

412 responses

59%

36 responses

Zeffy VS Fundraise up

Zeffy VS Fundraise up: What nonprofits should know before choosing.

Pricing

Completely free. Always. But how? →

Fee per gift.

A Fundraise Up fee on every donation, plus card processing through your own Stripe account.

Processing fees

$0 in credit card and transaction fees. Zeffy covers these. How? →

2.2% + $0.30.

per card gift at Stripe's nonprofit rate (2.9% + $0.30 on tickets and merchandise), through your own Stripe account.

Platform fees

Zeffy never takes a cut. You keep 100% of every donation.

N/A.

A share of every donation, at a rate Fundraise Up does not publish. About 1% on average once donors cover fees, it says.

Monthly fees

0/month.

No subscriptions, no paywalls. Every org, big or small, gets full access for free.

$0/month.

No setup fee, subscription or long-term contract.

Other fees

We've never charged a single cent to nonprofits and we never will.

5% on crypto donations. ACH: 0.8%, capped at $5, plus $1.10 per new bank account.

Value for money

5/5.

Source: Zeffy Value for Money on Capterra (465 reviews) →

4.8/5.

Fundraise Up value for money on Capterra, from 84 reviews.

What it means

Zeffy takes no fee and covers processing on every donation, so its pricing fits in one word: free.

Fundraise Up has no subscription, but every donation pays its fee, at a rate it does not publish, plus card processing.

Sources

How Zeffy is free · Capterra

Pricing · Stripe nonprofit rate · ACH · Crypto · Capterra

All-in-one fundraising

4.8/5.

Ease of use on Capterra. Every way to raise money in one place, all free.

4.9/5.

Ease of use on Capterra. Donation checkout, campaign pages and peer-to-peer, with a fee on every gift.

Donations

Donation forms and pages with recurring giving, pledges, fund choice and automatic tax receipts. No fees.

Checkout, campaign pages, recurring giving, pledges and a Donor Portal, with AI-suggested ask amounts.

Ticketing

Sell tickets and run registrations. Every buyer lands in your donor CRM. No fees.

No dedicated ticketing module. Event registration can be set up with a donation campaign and custom questions.

Peer-to-Peer Fundraising

Personal and team pages with live leaderboards. Every donor they bring in becomes your contact.

Personal and team fundraising pages, with AI-drafted stories and an AI coach for fundraisers.

Auctions

Silent auctions with outbid alerts for bidders. No platform fee, no per-item fee.

Auctions are not publicly mentioned.

Raffles

Numbered digital tickets sent automatically, bundles and 50/50 thermometers. No fee on any ticket.

Raffles are not publicly mentioned.

Online Store

Sell merch with sizes and stock counts, with pick-up or shipping. Keep every dollar.

An online store is not publicly mentioned.

Memberships

Sign-up forms, automatic renewals and reminders, and digital cards in Apple and Google Wallet. No fees on dues.

No membership module. Recurring donors manage their plans in the Donor Portal.

What it means

Zeffy adds tickets, auctions, raffles, a store and memberships to donations and peer-to-peer, all on the same free account.

Fundraise Up is built for donations and peer-to-peer. Tickets, auctions, raffles, a store or memberships need another tool.

Sources

Donations · Ticketing · Peer-to-peer · Auctions · Raffles · Store · Memberships

Features · Ticketing · Peer-to-peer · Pledges

Donor CRM

A free CRM built into your fundraising. Every gift lands on the donor record.

No built-in CRM. Supporter records sync to the CRM you already pay for.

Donor database

Donations, tickets, memberships and shop orders build your donor database on their own. Unlimited contacts.

Supporter records with contact details, giving and recurring history, communications and an activity log.

Notes & reminders

A timeline of gifts, emails and notes per contact, with reminders and a daily email of follow-ups due.

Not publicly mentioned. Donor follow-up runs in your own CRM.

Segments & lists

Filter by giving, campaign or any custom property, and save it as an auto-updating list.

Segments come from the CRM you connect.

Newsletters

Drag-and-drop builder and AI drafts, with open, click and donation reporting. Unlimited sends, no fees.

No newsletter tool. Receipts and supporter emails only.

Automations

A welcome series for new subscribers that stops once they give or go monthly. Campaign reminders and receipts send on their own.

Automated receipts and donation reminders. Donor journeys run in your CRM or email tool.

Reporting

Live dashboards for recurring donors, plus the AI Data Assistant: ask in plain words, get charts back.

An Insights Dashboard with donor analytics.

Tax receipts

Auto-generated, resendable, and attributed to the right fund.

Automatic donation receipts, also available in the Donor Portal.

Integrations

QuickBooks sync, Zapier, and a public API with webhooks, all free. Import contacts straight from Mailchimp.

Native sync to Salesforce, Bloomerang, HubSpot, DonorPerfect, Neon CRM, Virtuous, Bonterra and Dynamics 365, plus Zapier. Data flows one way, into your CRM, except Salesforce and Virtuous, which sync both ways.

Price

$0. No per-contact or per-user fees, ever.

No built-in CRM to pay for. You pay for the CRM you connect.

What it means

Zeffy's donor CRM is built in, so every donation lands on the donor's record with no CRM subscription or sync to maintain.

Fundraise Up sends supporter data to a CRM you pay for separately: another subscription, another login, and a sync to maintain.

Sources

Donor CRM · Emails

Supporters · Integrations · Features

Payment Methods

Cards, wallets, ACH, DAFs and Tap to Pay. No fees, no Stripe account to open.

Cards, wallets, ACH, DAFs and crypto, through your own Stripe account. Processing on every payment.

Credit Card Payments

Accept all major credit cards with zero processing fees. Zeffy covers the cost, so you keep 100% of every donation.

All major cards, at 2.2% + $0.30 with Stripe's nonprofit rate (3.5% for American Express), or 2.9% + $0.30 on tickets and merchandise.

Apple Pay & Google Pay

One-tap donations and tickets with Apple Pay & Google Pay. No fees, just smooth mobile checkouts.

Apple Pay and Google Pay, plus PayPal, Venmo and Cash App Pay.

ACH / Bank Transfers

Accept bank transfers with zero fees. Full donation amounts go straight to your mission.

ACH at 0.8% per gift, capped at $5, plus $1.10 per new bank account verified.

Donor-Advised Funds (DAF)

Accept donor-advised fund gifts of $1,000 or more, for US charities, with no fees.

One-time DAF gifts in US dollars, through DAFpay. Fundraise Up's fee plus 2.9% processing, billed monthly.

Countries & currencies

For nonprofits in the US, Canada, the UK, Ireland, Australia and Germany, paid in their local currency.

Built for fundraising in several countries, with local payment methods and multi-currency checkout.

Tap to Pay App

Anyone on your team can take payments from their phone. No card reader, no fees, no friction.

The Fundraise Up app takes tap to pay on phones and tablets, or a Stripe card reader. Processing applies.

What it means

Zeffy accepts cards, wallets, ACH and DAFs with no processing and no platform fee on any of them.

Fundraise Up accepts cards, wallets, ACH, DAFs and crypto, and every payment carries processing plus Fundraise Up's fee.

Sources

Payment processing · Tap to Pay

Stripe · Stripe nonprofit rate · ACH · DAFpay · Tap to pay

Support

4.9/5.

Customer service on Capterra, from 464 reviews. Email, chat and calls on request, free for every nonprofit.

4.9/5.

Customer service on Capterra. The same support for every customer, at no extra cost.

Help Center

500+ help articles and step-by-step guides, all free, all the time.

A help center and product docs.

Email Support

Email us anytime. Answers within 2 to 6 business hours.

Technical support 7 days a week, across three continents, including Giving Tuesday and holidays.

Phone Support

Calls on request. Reach out by email or chat first and we'll set one up.

Phone support is not publicly mentioned.

Onboarding

No training required, and we're here by email or chat if you need us.

A solutions engineer plans your migration and sets up your account, at no extra cost, plus a dedicated success partner.

Community

Join thousands of nonprofits sharing tips, templates, and best practices.

A free in-person Community Space in Brooklyn for nonprofits.

What it means

Zeffy support is free by email and chat within 2 to 6 business hours, with calls on request and no onboarding fee.

Fundraise Up support is included for every customer, 7 days a week, with guided onboarding. Phone support is not publicly mentioned.

Sources

Contact · Capterra

Support · Community Space · Capterra

Zeffy is 100% free, always.

Calculate savings

How is Zeffy free?

Why Zeffy over Fundraise Up?

Keep more of every dollar, with every tool in one place

💯

Keep every dollar donors give you

On Fundraise Up, every donation pays its fee and card processing, unless the donor covers them. With Zeffy, your nonprofit receives 100% of every gift, whether donors leave a voluntary contribution or not.

🤝

A free CRM, built in

Fundraise Up has no built-in CRM: supporter data goes to one you pay for separately. Zeffy's CRM is built in and free, with newsletters, automations and unlimited contacts.

🎟️

Every way to raise money, in one place

Fundraise Up covers donations and peer-to-peer; tickets, auctions, raffles, a store or memberships need other tools. Zeffy runs them all in one free platform.

Questions nonprofits ask when choosing between Zeffy and Fundraise Up

How much does Fundraise Up cost?

Fundraise Up has no setup fee, subscription or contract. It charges on every donation instead:

A Fundraise Up fee on each donation. The rate is not published and varies by organization. Fundraise Up cites a ~1% average effective cost once donors choose to cover fees, not including processing.
Card processing through your nonprofit's own Stripe account: 2.2% + $0.30 at Stripe's nonprofit rate, or 2.9% + $0.30 on tickets and merchandise.
ACH at 0.8%, capped at $5, and 5% on crypto donations.

Donors can choose to cover these costs at checkout. With Zeffy, your nonprofit keeps 100% of every donation, whether or not the donor leaves a contribution. Source: fundraiseup.com, October 2026.

What is the difference between Fundraise Up and Zeffy?

Zeffy is a free checkout and a full fundraising platform in one: donations, tickets, peer-to-peer, auctions, raffles, a store, memberships and a donor CRM, with no platform or processing fee. Fundraise Up is an online giving platform built to raise donation conversion, with checkout, campaign pages, peer-to-peer and in-person giving. It takes a fee on every donation, your nonprofit pays Stripe processing, and it has no built-in CRM, so supporter data goes to a CRM you pay for separately.

Should we choose Fundraise Up or Zeffy?

Choose Zeffy if you want a donation form that costs nothing on any gift, with tickets, auctions and a donor CRM in the same free account.

Choose Fundraise Up if you already run a CRM like Salesforce and want a donation checkout tuned for conversion, with multi-currency giving and many payment methods. Expect its fee and card processing on every donation, and a separate CRM to pay for.

Does Fundraise Up have hidden fees or a contract?

No contract and no setup fee. Its costs are per donation: Fundraise Up's own fee, at a rate it does not publish, and card processing billed by Stripe. Crypto donations carry a 5% fee invoiced monthly, and each new bank account verified for ACH costs $1.10. Zeffy has no fees at all: no platform fee, no processing fee, no subscription.

Does Fundraise Up include a CRM?

No. Fundraise Up keeps a supporter record for each donor, with giving history and communications, and syncs it to a CRM you buy separately, such as Salesforce, Bloomerang or HubSpot. That means a second subscription and a second login. Zeffy's CRM is built in and free: every donation, ticket and membership lands on the donor's record, ready to segment, email and automate, with unlimited contacts.

Is Fundraise Up or Zeffy better for small or large nonprofits?

Fundraise Up says it is trusted by the world's top nonprofits and built for global nonprofits with complex fundraising needs. Zeffy works the same way at every size: one free plan, with every tool and the CRM included, whether you have 100 donors or 100,000. There is no plan to outgrow and no fee that grows with your donations.

Is Zeffy really free?

Yes. Fundraise Up charges a fee on every donation; Zeffy charges none, and no processing either. Donors can leave an optional contribution to Zeffy or set it to $0, and your nonprofit receives 100% either way. See how Zeffy is free.

Do we need a Stripe account to use Fundraise Up or Zeffy?

With Fundraise Up, yes. Your nonprofit opens or connects its own Stripe account, and Stripe charges processing on every donation. To get the nonprofit rate of 2.2% + $0.30, you apply to Stripe yourself, and only donations qualify. With Zeffy, no. There is no processor account to open or manage: Zeffy processes every payment, covers the fee, and pays out to your bank for free.

How much does Fundraise Up cost?

Fundraise Up has no setup fee, subscription or contract. It charges on every donation instead:

A Fundraise Up fee on each donation. The rate is not published and varies by organization. Fundraise Up cites a ~1% average effective cost once donors choose to cover fees, not including processing.
Card processing through your nonprofit's own Stripe account: 2.2% + $0.30 at Stripe's nonprofit rate, or 2.9% + $0.30 on tickets and merchandise.
ACH at 0.8%, capped at $5, and 5% on crypto donations.

Donors can choose to cover these costs at checkout. With Zeffy, your nonprofit keeps 100% of every donation, whether or not the donor leaves a contribution. Source: fundraiseup.com, October 2026.

What is the difference between Fundraise Up and Zeffy?

Should we choose Fundraise Up or Zeffy?

Choose Zeffy if you want a donation form that costs nothing on any gift, with tickets, auctions and a donor CRM in the same free account.

Does Fundraise Up have hidden fees or a contract?

Does Fundraise Up include a CRM?

Is Fundraise Up or Zeffy better for small or large nonprofits?

Is Zeffy really free?

Do we need a Stripe account to use Fundraise Up or Zeffy?

Still undecided?

Keep comparing — and see why nonprofits choose Zeffy

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Network for Good

100,000+ nonprofits trust Zeffy — and keep their fees at $0.

For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.

As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.

Masey, Loose Ends.

Read the full story

“We were incurring a ton of fees for our past fundraising platform and Zeffy has helped us receive so much more of our donations.”

Zeffy has been invaluable in helping me track our donors, sales, events, and revenue in one spot. The coolest thing about Zeffy is it really is free!

Everything about Zeffy suits us starting with (of course, NO fees) but also the ease of use and customer experience as well as their client support!!

Zeffy is very easy to use and ensures that every dollar quickly gets into our account.. A huge help to our work!

Zeffy is very simple, allows for a lot of customization and seamlessly integrates into our website. The fact that all of this is free is still wild to me.

We couldn't believe there was a free payment platform for our Girl Scout group. Zeffy took ZERO fees from us, which is huge when you run on very small amounts of money.

We were ready to sell tickets in less than 30 minutes. The reporting capabilities were better than some other paid-for sites.

Since using Zeffy, our conversion rate of donations has skyrocketed. It's an easy platform to use. Plus customer support has always been responsive and helpful!