Snap Raise's 20% Fee vs Zeffy: What You Actually Keep

Keep 100% of every donation with zero fees while running professional campaigns that build lasting donor relationships.

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We use Snap! Raise's standard fee: 20% of total funds raised (can be reduced to 18% with team merchandise purchases). Source: Snap! Raise pricing as of January 2026.

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Zeffy VS Snap! Raise

Zeffy VS Snap! Raise: What nonprofits should know before choosing.

Pricing

Completely free. Always. But how? →

20%.

platform cut + card fees

Processing fees

$0 in credit card and transaction fees. Zeffy covers these. How? →

$0.

Not charged separately — included in the 20% platform fee (no separate credit card processing fees)

Platform fees

Zeffy never takes a cut. Unlike platforms that skim 3–5%, you keep 100% of every donation.

20%.

of total funds raised (can be reduced to 18% with team merchandise purchases)

Monthly fees

0/month.

No subscriptions, no paywalls. Every org, big or small, gets full access for free.

$0.

No monthly fees

Other fees

We've never charged a single cent to nonprofits and we never will.

Varies.

No upfront costs; if donor tips are disabled, a flat 3% platform fee applies plus standard processing fees

Pricing transparency

10/10.

No platform fees, no credit card fees, no hidden fees, no fees period!

3/10.

No clear pricing page. Fees only found in Google snippets and Reddit posts, not on their website.

Value for money

5/5.

450+ reviews on Capterra. All-in-one fundraising, zero fees, unbeatable value.

4.5/5.

Features

5/5.

No training needed. Built for busy nonprofit teams, not tech pros. Launch a campaign in under 30 minutes.

4.33/5.

Built for school fundraising campaigns, not nonprofits - missing donor management, tax receipts, and year-round tools

Donations

Donations without the cut. Custom forms, tax receipts, donor tracking — all fee-free.

Donation forms available but platform is primarily built for school fundraising campaigns, not general giving

Ticketing

Sell tickets, check in guests, track sales — and keep 100%. No fees. No fine print.

Event ticketing available through their platform - requires using their full campaign system

Peer-to-Peer Fundraising

Teams or individuals launch fundraising pages in minutes. Track progress, keep 100%. No fees.

Core peer-to-peer campaigns with participant pages and team fundraising - designed for schools and youth groups

Auctions

Run auctions without giving up a percentage. List items, track bids, collect payments — all fee-free.

No auction tools - platform focuses exclusively on peer-to-peer fundraising campaigns for schools and youth groups

Raffles

Host online raffles and 50/50s. Track sales, set ticket limits, stay compliant — all without paying a cent.

Raffle tools included as part of campaign features - tied to their managed fundraising approach

Online Store

Skip the tool sprawl. Sell merch and manage your store in one place — no fees, no add-ons.

Online store functionality for selling merchandise and products as part of fundraising campaigns

Memberships

Automate memberships with no per-member fees. Dues go straight to your org — perfect for clubs, alumni, and supporters.

No membership features - designed for short-term fundraising campaigns, not ongoing member relationships

Donor management/CRM

Ditch the expensive CRM. Track donations, send thank-yous, and build donor loyalty — all fee-free.

Basic donor tracking within campaigns - no standalone CRM, donor profiles, or cross-campaign giving history

Emails & Newsletter

Manage contacts and send newsletters from the same place you fundraise. Unlimited sends, no fees.

Campaign promotion emails and participant updates only - no donor newsletters or ongoing communication tools

Payment Processing

Accept donations, ticket sales, and payments — all 100% fee-free. No cuts, no hidden fees, ever.

Integrated payment processing with mobile-friendly donation pages and multiple payment methods

Payment Methods

All-in-one fundraising: donations, events, memberships, email, and donor CRM — 100% free.

Credit cards only. No digital wallets, ACH bank transfers, or in-person payment options.

Credit Card Payments

Accept all major credit cards with zero processing fees. Zeffy covers the cost — you keep 100% of every donation.

All major credit and debit cards accepted - but charges 2.9% + $0.30 per transaction plus platform fees

Apple Pay & Google Pay

One-tap donations and tickets with Apple Pay & Google Pay. No fees, just smooth mobile checkouts.

Digital wallets not clearly supported - appears to use standard card checkout without modern payment options

ACH / Bank Transfers

Accept bank transfers with zero fees. Full donation amounts go straight to your mission.

No ACH bank transfer option - card payments only, missing opportunity for lower-cost large donations

Tap to Pay App

Anyone on your team can take payments from their phone. No card reader, no fees, no friction.

No in-person payment collection - focuses on online fundraising campaigns only

Support

5/5.

Real humans, real fast. Free email and phone support — no bots, no paywalls, no runaround.

4.75/5.

Support built for schools first - may not address unique challenges of other nonprofit types or missions.

Help Center

Searchable help docs, video tutorials, and step-by-step guides — all free, all the time.

Comprehensive resource library with step-by-step guides built for nonprofits

Email Support

Email us anytime. Most questions answered within hours — not days.

Email support available but response times can be slow during peak fundraising seasons

Phone Support

Need to talk? Call us. Real support from real people who understand nonprofits.

Phone support available during business hours but may require navigating school-focused processes

Onboarding

Get set up in under 30 minutes. No training required — but we're here if you need us.

No dedicated onboarding — setup is self-service and not tailored to non-school nonprofits.

Community

Join thousands of nonprofits sharing tips, templates, and best practices.

No community forum or user groups available

Zeffy is 100% free, always.

Calculate savings

How is Zeffy free?

Why Zeffy over Snap! Raise?

Keep 100% of what you raise, not 80%

💯

Keep 100% of every dollar raised

Snap! Raise takes 5% platform fees plus processing costs from every donation. With Zeffy, your supporters' full contributions go directly to your mission — no fees, no fine print.

🛠

Built for real nonprofit teams, not just schools

While Snap! Raise focuses on school campaigns, Zeffy gives you donations, events, CRM, and memberships in one simple platform designed for any nonprofit's real-world needs.

🙌

Get help from people who understand nonprofits

Snap! Raise limits support to premium accounts and business hours. Zeffy gives every nonprofit free, unlimited support from fundraising experts who get your mission.

Questions nonprofits ask when choosing between Zeffy and Snap! Raise

Can Zeffy handle both online and in-person fundraising events?

Yes, Zeffy supports both online donations and in-person payments for events through our mobile app. Snap! Raise only handles online credit card payments, limiting your fundraising options.

How does Zeffy's donor management compare to Snap! Raise?

Zeffy provides comprehensive donor management with unlimited contact storage and communication tools. Snap! Raise focuses mainly on campaign participants rather than long-term donor relationships.

Why should nonprofits choose Zeffy over Snap! Raise for fundraising?

Zeffy keeps 100% of donations in your organization's hands with zero platform fees, while Snap! Raise takes 20% of everything you raise. Your team gets more funding for programs and equipment.

How do Zeffy's payment options compare to Snap! Raise?

Zeffy accepts all payment types including ACH transfers and in-person payments for events. Snap! Raise only processes credit cards and mobile payments, limiting donor flexibility.

Which platform offers better support for small nonprofits?

Zeffy provides unlimited support to all users regardless of campaign size. Snap! Raise limits support based on your plan tier and fundraising volume, leaving smaller teams behind.

How much does Snap Raise take from donations?

Snap! Raise takes a 20% platform fee plus additional processing fees on every donation. With Zeffy, you keep 100% of donations with zero platform or processing fees.

Is Zeffy really free or are there hidden costs?

Zeffy is 100% free forever with no hidden costs, monthly fees, or setup charges. Unlike Snap! Raise's 20% cut, all features including ticketing, CRM, and email campaigns are included at no cost.

Can Zeffy handle school fundraising like Snap Raise?

Yes, Zeffy supports school fundraising plus much more. While Snap! Raise focuses only on school campaigns, Zeffy works for all nonprofit types with more tools like ticketing, memberships, and online stores.

How long does it take to set up a fundraiser on Zeffy?

Zeffy takes under 30 minutes to set up your first fundraiser. You get 24/7 support with phone access to help you launch quickly, unlike Snap! Raise's limited support for non-premium users.

Does Zeffy offer peer-to-peer fundraising?

Yes, Zeffy includes peer-to-peer fundraising where teams can launch their own pages in minutes. You also get auctions, raffles, and online stores—all with zero fees unlike Snap! Raise's 20% cut.

Still undecided?

Keep comparing — and see why nonprofits choose Zeffy

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CauseVox

100,000+ nonprofits trust Zeffy — and keep their fees at $0.

For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.

As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.

Masey, Loose Ends.

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“We were incurring a ton of fees for our past fundraising platform and Zeffy has helped us receive so much more of our donations.”

Zeffy has been invaluable in helping me track our donors, sales, events, and revenue in one spot. The coolest thing about Zeffy is it really is free!

Everything about Zeffy suits us starting with (of course, NO fees) but also the ease of use and customer experience as well as their client support!!

Zeffy is very easy to use and ensures that every dollar quickly gets into our account.. A huge help to our work!

Zeffy is very simple, allows for a lot of customization and seamlessly integrates into our website. The fact that all of this is free is still wild to me.

We couldn't believe there was a free payment platform for our Girl Scout group. Zeffy took ZERO fees from us, which is huge when you run on very small amounts of money.

We were ready to sell tickets in less than 30 minutes. The reporting capabilities were better than some other paid-for sites.

Since using Zeffy, our conversion rate of donations has skyrocketed. It's an easy platform to use. Plus customer support has always been responsive and helpful!