Completely free. Always. But how? →
SpotFund Takes 2.9% Per Donation. Zeffy Takes Nothing.
Plus Zeffy includes events, donor CRM, and email marketing — tools SpotFund doesn't offer.
Zeffy is trusted by 100,000+ nonprofits
Sign up to Zeffy for free - 100% free forever.
Zeffy VS SpotFund
Pricing
Zeffy:
$
0.
SpotFund: 
2.9%.
card fees per gift
Processing fees
SpotFund:
2.9% + $0.30.
per transaction (standard payment processing fees)
Platform fees
Zeffy:
$
0.
Zeffy never takes a cut. Unlike platforms that skim 3–5%, you keep 100% of every donation.
SpotFund:
0%.
No platform fees
Monthly fees
Zeffy:
$
0/month.
No subscriptions, no paywalls. Every org, big or small, gets full access for free.
SpotFund:
$0.
No monthly fees
Other fees
Zeffy:
$
0.
We've never charged a single cent to nonprofits and we never will.
SpotFund:
N/A.
No other fees mentioned
Pricing transparency
Zeffy:
10/10.
No platform fees, no credit card fees, no hidden fees, no fees period!
SpotFund:
3/10.
No pricing page found. Fees only mentioned in Google snippets and third-party sites, not on SpotFund directly.
Value for money
Zeffy:
5/5.
450+ reviews on Capterra. All-in-one fundraising, zero fees, unbeatable value.
SpotFund:
4.9/5.
Features
Zeffy:
5/5.
No training needed. Built for busy nonprofit teams, not tech pros. Launch a campaign in under 30 minutes.
SpotFund:
4.9/5.
Built for personal campaigns, not nonprofits - missing donor tools, tax receipts, and year-round fundraising
Donations
Zeffy: 
Donations without the cut. Custom forms, tax receipts, donor tracking — all fee-free.
SpotFund:
SpotFund offers campaign-based crowdfunding pages - not built for ongoing donation programs or recurring giving
Ticketing
Zeffy:
Sell tickets, check in guests, track sales — and keep 100%. No fees. No fine print.
SpotFund:
No ticketing or event registration tools - requires separate platform for nonprofit events
Peer-to-Peer Fundraising
Zeffy:
Teams or individuals launch fundraising pages in minutes. Track progress, keep 100%. No fees.
SpotFund:
Peer-to-peer fundraising with team pages and individual fundraiser tracking
Auctions
Zeffy:
Run auctions without giving up a percentage. List items, track bids, collect payments — all fee-free.
SpotFund:
No auction features - crowdfunding platform only, requires separate auction software for silent or live auctions
Raffles
Zeffy:
Host online raffles and 50/50s. Track sales, set ticket limits, stay compliant — all without paying a cent.
SpotFund:
No raffle or lottery features - not designed for compliance or prize draw fundraising
Online Store
Zeffy:
Skip the tool sprawl. Sell merch and manage your store in one place — no fees, no add-ons.
SpotFund:
No online store or product sales - focused only on donation campaigns
Memberships
Zeffy:
Automate memberships with no per-member fees. Dues go straight to your org — perfect for clubs, alumni, and supporters.
SpotFund:
No membership tools - designed for one-time crowdfunding campaigns, not ongoing member relationships
Donor management/CRM
Zeffy:
Ditch the expensive CRM. Track donations, send thank-yous, and build donor loyalty — all fee-free.
SpotFund:
Basic donor data from campaigns only - no donor profiles, giving history, or relationship management tools
Emails & Newsletter
Zeffy:
Manage contacts and send newsletters from the same place you fundraise. Unlimited sends, no fees.
SpotFund:
Campaign update emails only - no donor communication tools or fundraising newsletters beyond campaign updates
Payment Processing
Zeffy:
Accept donations, ticket sales, and payments — all 100% fee-free. No cuts, no hidden fees, ever.
SpotFund:
Stripe integration with automated payouts and multiple payment methods including credit cards
Payment Methods
Zeffy:
All-in-one fundraising: donations, events, memberships, email, and donor CRM — 100% free.
SpotFund:
Credit cards and digital wallets only. No ACH, bank transfers, or in-person payment options.
Credit Card Payments
Zeffy:
Accept all major credit cards with zero processing fees. Zeffy covers the cost — you keep 100% of every donation.
SpotFund:
All major credit and debit cards accepted through Stripe integration with standard processing fees
Apple Pay & Google Pay
Zeffy:
One-tap donations and tickets with Apple Pay & Google Pay. No fees, just smooth mobile checkouts.
SpotFund:
Apple Pay and Google Pay supported through Stripe checkout for faster donor experience
ACH / Bank Transfers
Zeffy:
Accept bank transfers with zero fees. Full donation amounts go straight to your mission.
SpotFund:
No ACH bank transfers available - card-only payments limit options for large donors
Tap to Pay App
Zeffy:
Anyone on your team can take payments from their phone. No card reader, no fees, no friction.
SpotFund:
No in-person payment tools - crowdfunding platform designed for online campaigns only
Support
Zeffy:
5/5.
Real humans, real fast. Free email and phone support — no bots, no paywalls, no runaround.
SpotFund:
4.6/5.
Support built for business crowdfunding, not nonprofits. Email and live chat are available during business hours, but guidance and training for charities is limited.
Help Center
Zeffy:
Searchable help docs, video tutorials, and step-by-step guides — all free, all the time.
SpotFund:
Comprehensive knowledge base with guides, tutorials, and FAQs, but content is geared toward business and startup fundraising rather than nonprofit-specific issues.
Email Support
Zeffy:
Email us anytime. Most questions answered within hours — not days.
SpotFund:
Email support available but built for business crowdfunding — limited nonprofit expertise and guidance.
Phone Support
Zeffy:
Need to talk? Call us. Real support from real people who understand nonprofits.
SpotFund:
No phone support or scheduled calls available — email and chat support only during business hours.
Onboarding
Zeffy:
Get set up in under 30 minutes. No training required — but we're here if you need us.
SpotFund:
Self-service onboarding only — no dedicated nonprofit onboarding or guided setup available.
Community
Zeffy:
Join thousands of nonprofits sharing tips, templates, and best practices.
SpotFund:
No community forum or nonprofit user groups available.
Zeffy is 100% free, always.
Run your whole nonprofit from one place, not just one campaign
🗂️
Run your whole nonprofit from one place, not just one campaign
SpotFund works for crowdfunding, but you need donations, events, donor tracking, and email — all without fees eating into every dollar you raise.
🎯
Built for campaigns, not your whole nonprofit
SpotFund works for one-time crowdfunding, but you'll need separate tools for events, donor management, and ongoing fundraising. Zeffy gives you everything in one place.
💸
Processing fees still take from every donation
SpotFund charges 2.9% + $0.30 per transaction — that's $290 on a $10,000 campaign. Zeffy covers all fees so 100% of every donation goes to your mission, not payment processors.
🆘
Support built for business, not nonprofits
SpotFund's help center is designed for startups and business crowdfunding. Zeffy's support team knows nonprofit fundraising and responds in 2–6 business hours.
How does Zeffy's zero-fee model compare to SpotFund's pricing?
SpotFund charges 2.9% + $0.30 per transaction. Zeffy covers all fees so you keep 100% of donations. Donors have the option to leave a voluntary contribution to support our platform.
Can I manage donors and send emails with SpotFund?
SpotFund only captures basic campaign data without donor profiles or communication tools. Zeffy includes donor management and email marketing so you can build relationships beyond one-time campaigns.
Does SpotFund work for events and ticketing?
SpotFund is built for crowdfunding campaigns only. Zeffy includes event registration, ticketing, and payment processing so you can run fundraising events without needing separate tools.
Can I accept recurring donations with SpotFund?
SpotFund offers recurring donations but lacks tools to manage ongoing donor relationships. Zeffy includes recurring giving with donor profiles and automated thank-you emails to keep supporters engaged.
What payment methods does SpotFund accept?
SpotFund accepts credit cards, Apple Pay, and Google Pay but no ACH transfers. Zeffy supports all these methods plus bank transfers so major donors can give without card fees.
Is SpotFund legit and safe to use for fundraising?
SpotFund is a legitimate crowdfunding platform, but it charges 2.9% + $0.30 per transaction in processing fees. Zeffy is trusted by over 100,000 nonprofits and covers all fees so your donors know every dollar goes directly to your cause.
How does SpotFund make money if there's no platform fee?
SpotFund doesn't charge a platform fee, but it takes 2.9% + $0.30 from every donation in transaction fees. On a $10,000 campaign, that's $290 gone. Zeffy covers all transaction and credit card fees through optional donor tips.
How much does SpotFund take from each donation?
SpotFund takes 2.9% + $0.30 per transaction. For a $100 donation, that's $3.20 that doesn't reach your mission. With Zeffy, you keep the full $100.
Is Zeffy really free or is there a catch?
Zeffy is 100% free for nonprofits. Donors can leave an optional tip to support the platform, but it's never required. You keep every dollar raised with no platform, transaction, or credit card fees.
What's a good SpotFund alternative for nonprofits?
Zeffy offers everything SpotFund does plus donor management, event ticketing, email marketing, and peer-to-peer campaigns. Unlike SpotFund's 2.9% + $0.30 fees, Zeffy is completely free for registered nonprofits.
Still undecided?
Keep comparing — and see why nonprofits choose Zeffy
100,000+ nonprofits trust Zeffy — and keep their fees at $0.
For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.
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As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.
Masey, Loose Ends.
Read the full story
“We were incurring a ton of fees for our past fundraising platform and Zeffy has helped us receive so much more of our donations.”
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Amy R
Rebuilding Together Metro Chicago
Zeffy has been invaluable in helping me track our donors, sales, events, and revenue in one spot. The coolest thing about Zeffy is it really is free!
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Debra B
Glory to Glory Women's Mentoring Ministry
Everything about Zeffy suits us starting with (of course, NO fees) but also the ease of use and customer experience as well as their client support!!
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Carmen M
DIVINA World Foundation
Zeffy is very easy to use and ensures that every dollar quickly gets into our account.. A huge help to our work!
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Nathan C
Jiwa International
Zeffy is very simple, allows for a lot of customization and seamlessly integrates into our website. The fact that all of this is free is still wild to me.
Ryan S
Jesters Theatre: Youth Unlimited
We couldn't believe there was a free payment platform for our Girl Scout group. Zeffy took ZERO fees from us, which is huge when you run on very small amounts of money.
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Jennifer H
GSCB Troop 144
We were ready to sell tickets in less than 30 minutes. The reporting capabilities were better than some other paid-for sites.
Mark B
Theta Mu Lambda Charitable Foundation
Since using Zeffy, our conversion rate of donations has skyrocketed. It's an easy platform to use. Plus customer support has always been responsive and helpful!
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Stevie C
We Are HER
SUCCESS STORIES
Zero-fee fundraising in action — nonprofit stories worth sharing.
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