Zelle Has No Donation Forms, Receipts, or Donor Tracking. Zeffy Does.
Zelle only works if donors have the right bank app. Zeffy accepts cards, ACH, Apple Pay, and Google Pay.
Zeffy is trusted by 100,000+ nonprofits
Zelle moves money fast, but it can't run your fundraising
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Zelle moves money fast, but it can't build a donor base
Zelle transfers cash between accounts — Zeffy gives you donation forms, receipts, donor tracking, and email tools so you can grow support, not just collect it.
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Your donors shouldn't need the right bank to support you
Zelle only works if your donor has a compatible bank app. Zeffy accepts credit cards, ACH, Apple Pay, and Google Pay — so no one gets left out.
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You shouldn't need to explain how to give
Zelle requires donors to know your email or phone number and navigate their bank app. Zeffy gives you a donation page you can share anywhere — no instructions needed.
Frequently asked questions
Can I track donor information and send receipts with Zelle?
No. Zelle only transfers money between bank accounts. Zeffy gives you donor profiles, giving history, automated tax receipts, and email tools so you can thank supporters and build lasting relationships. They can't give through Zelle. Zeffy works for everyone — donors can give by credit card, ACH, Apple Pay, or Google Pay without needing a specific bank account or app.
Does Zeffy really charge zero fees for nonprofits?
Yes. Zeffy charges nonprofits zero platform fees, transaction fees, or monthly costs. You keep 100% of every donation. Donors have the option to leave a voluntary contribution to support Zeffy's operations.
Can donors use Zeffy without a specific bank account?
Yes. Zeffy accepts credit cards, ACH, Apple Pay, and Google Pay. Unlike Zelle, donors don't need a specific bank app or account to give. Anyone can support your mission using their preferred payment method.
How does Zeffy make money if there are no fees?
Donors have the option to leave a voluntary contribution when they give. This model lets us offer nonprofits a completely free platform while keeping fundraising accessible to everyone.
Can nonprofits use Zelle to accept donations?
Technically yes, but Zelle wasn't built for nonprofits. It only transfers money between bank accounts and doesn't provide donation forms, tax receipts, or donor tracking. Zeffy is purpose-built for nonprofit fundraising with all those features included for free.
Does Zelle take a percentage of donations?
Zelle doesn't charge fees for personal transfers, but it may charge for business transactions and lacks nonprofit tools entirely. Zeffy charges zero platform, transaction, or credit card fees — you keep 100% of every donation.
Is there a donation limit with Zelle for nonprofits?
Zelle has transfer limits that vary by bank, often capping at $500-$1,000 per week for new accounts. Zeffy has no donation limits and accepts larger gifts through credit cards, ACH, Apple Pay, and Google Pay.
What's the easiest way to collect donations without Zelle?
Zeffy lets you create a shareable donation page in minutes. Donors give using any payment method without needing a specific bank app, and you get automatic tax receipts and donor tracking built in.
Can I run events and sell tickets with Zelle?
No. Zelle only handles money transfers between bank accounts. Zeffy includes free event ticketing, registration, raffles, memberships, and an online store — all with zero fees.
Keep comparing — and see why nonprofits choose Zeffy
Zeffy was built for nonprofits like yours
focus on what matters
Built for small teams with big missions.
Zeffy is the fundraising platform that cuts out the fees, clears up your tech mess, and puts your cause first — so your team, even if you're a small team wearing many hats or a one-person show, can focus on what really matters.
ZERO-FEE
Keep 100% of every dollar.
No platform fees. No processing fees. No catch. We know it sounds too good to be true, but it's not. Every penny goes straight to your mission, while competitors take 2-3% off every donation.
ALL-IN-ONE PLatform
Ditch the tech mess.
Stop bouncing between MailChimp, Eventbrite, and all those spreadsheets. Now you can handle donations, ticket sales, memberships, raffles, and all your donor info in one spot.
plug-and-play
Get going, fast.
Built for teams like yours — whether you're volunteer-led or have limited staff. Set up donation forms, sell tickets, and launch campaigns without needing a tech wizard. It's super easy, and you'll be up and running in minutes.
mobile-first
Fundraise from every device, anywhere.
From QR codes on flyers to Tap-to-Pay on a phone, Zeffy makes it easy to accept donations on the go. Mobile-optimized and offline-ready, so no donor slips through the cracks.
No turnover
Never lose a donor to volunteer transition.
Centralize supporter relationships, automate thank-you messages, and preserve institutional knowledge when board members rotate out.
100,000+ nonprofits trust Zeffy — and keep their fees at $0.
For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.
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As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.
Masey, Loose Ends.
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SUCCESS STORIES
Zero-fee fundraising in action — nonprofit stories worth sharing.
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