Subsplash VS Tithely

Both platforms charge nearly 3% on every donation and focus on church giving. Nonprofits lose $290-$299 per $10,000 raised to fees alone.

Zeffy is trusted by 100,000+ nonprofits

Subsplash VS Tithely

Subsplash VS Tithely: What nonprofits should know before choosing.

All-in-one Fundraising Features

Zero-Fees on Transactions

All-in-One Toolkit (Donations, Events, Auctions, Store, Raffles...)

Designed Specifically for Nonprofits

Built-in CRM (Donor Profiles, History, Tags)

Unified Dashboard to Track Everything

Multi-Channel Fundraising (Email, Events, P2P)

Automated Workflows (emails, receipts, reminders)

Custom Branded Pages for Campaigns

Pricing

Varies.

3% + card fees per gift

Varies.

2.9% plus card fees per gift

Processing fees

2.99% + $0.30.

per transaction for credit/debit cards; 1% with no fixed fee for ACH (bank account)

2.9% + $0.30.

per transaction for most credit/debit cards; 3.5% + $0.30 for American Express; 1% + $0.30 for ACH/bank transfers

Platform fees

N/A.

Included in monthly subscription; no separate platform fees for giving

$0.

No platform fees for Free Giving; optional paid plans available (Text-to-Give, Church Management, All Access)

Monthly fees

$0.

No monthly fees for Subsplash Giving; broader platform services start at $99/month

$0.

Starting at $0/month for Free Giving; $19/month for Text-to-Give add-on; $72/month for Giving + Church Management; $119/month for All Access plan

Value for money

4.2.

4.7.

Features

4.4/5.

Church-focused platform with key tools, but limited nonprofit features and requires paid setup.

4.5/5.

Built for churches with strong giving tools, but missing donor CRM, memberships, and advanced fundraising.

Donations

Donation forms with recurring giving and text-to-give, church-focused rather than nonprofit-tailored.

Donation forms with recurring giving and text-to-give, church-focused rather than nonprofit-tailored.

Ticketing

Event registration and ticketing available, requires a paid plan and setup support.

Event registration available on higher-tier plans; requires a paid subscription.

Peer-to-Peer Fundraising

Peer-to-peer fundraising campaigns available with limited customization compared to dedicated platforms.

No peer-to-peer fundraising; focused on direct church giving, not campaign-based fundraising.

Auctions

No auction tools; platform focuses on church engagement and giving, not fundraising events.

No auction features; focused on church giving and event ticketing, not fundraising auctions.

Raffles

No raffle tools; requires a separate platform to run compliant fundraising raffles.

No raffle tools; churches need a separate platform for compliance and winner selection.

Online store

Digital content sales and product store for sermon downloads and church merchandise.

No online store functionality; not designed for product sales or merchandise.

Memberships

Member directory and group management tools designed for church communities, not traditional nonprofit memberships.

No membership tiers, recurring billing, or self-service portal for members.

Donor Management/CRM

Donor profiles with giving history and engagement tracking, church-focused rather than nonprofit CRM.

Church member database with giving history and attendance tracking; built for churches, not nonprofits.

Emails & Newsletter

Push notifications and in-app messaging with limited traditional email campaign tools for donor newsletters.

Basic church communication tools with limited templates and automation for donor engagement.

Payment Processing

Accepts credit and debit cards (2.99% + $0.30) and ACH transfers at 1% for recurring gifts.

Tithe.ly Payments supports donations with text-to-give and kiosk options for in-person giving.

Payment methods

Credit cards and digital wallets supported; ACH only for recurring gifts; no native in-person option.

Credit cards, digital wallets, and ACH; in-person payments require a separate app setup.

Credit Card Payments

Accepts all major credit and debit cards via Subsplash Giving; requires its payment processor and monthly platform fees.

Accepts all major credit and debit cards via Stripe integration at 2.9% + 30¢ per transaction.

Apple Pay & Google Pay

Apple Pay and Google Pay not available for web checkout or donation forms; supported only in the mobile app.

Supports Apple Pay and Google Pay via Stripe checkout on donation forms.

ACH / Bank Transfers

ACH bank transfers available for recurring gifts only; one-time donations require credit cards.

ACH bank transfers available for recurring giving at 1% + 30¢, reducing fees on larger donations.

Tap to Pay App

Native in-person payment app not available; events require separate hardware or third-party solutions.

In-person payments not available natively; require a separate app setup and mobile card readers.

Customer Support

4.2/5.

4.7/5.

Unlimited Support

Support gated by pricing tier - priority help reserved for higher-paying plans, not mission-driven teams

Support available on all plans but church-focused - faith-based resources with limited guidance for secular nonprofits

Phone Support / Office Hours

Phone support available for higher-tier plans only - not included on starter packages

Phone support available during business hours, primarily staffed for church operations and giving workflows

Webinars

Limited webinar content - platform focuses on church engagement, not nonprofit fundraising training

No webinar content available - churches rely on self-service resources and help documentation

Help Center

Comprehensive help center with step-by-step guides and FAQs - church-focused content only

Complete resource library with step-by-step guides and video tutorials

Email support with response times varying by plan level - priority given to enterprise customers

Email support with response times varying by plan tier - faster response for higher-paid subscribers

Nonprofit-Focused Support Team

Support gated by pricing tier with church-focused guidance, not nonprofit fundraising expertise

Church-focused support with faith-based resources and limited secular nonprofit guidance

Zeffy is 100% free, always.

Calculate savings

How is Zeffy free?

Why Zeffy over Subsplash and Tithely?

Why choose Zeffy over Subsplash and Tithely if you're a nonprofit

🆓

Fundraise without paying for church software

Subsplash and Tithely charge 3% fees and were built for churches. Zeffy gives you donation forms, ticketing, auctions, raffles, and a full CRM with zero fees.

💯

Keep every dollar with tools built for nonprofits

Subsplash and Tithely take 3% of every donation and gate features behind paid plans. Zeffy covers all processing costs so 100% goes to your mission.

🎟️

Run events, raffles, and campaigns without monthly fees

Subsplash and Tithely require paid subscriptions to unlock event tools and text-to-give. Zeffy includes ticketing, raffles, peer-to-peer, and CRM for free.

Frequently asked questions

Does Zeffy really charge zero fees for nonprofits?

Yes. Zeffy is 100% free for nonprofits with no processing fees, platform fees, or monthly charges. Donors have the option to leave a voluntary contribution to keep Zeffy free for organizations like yours.

Can I run events and auctions on Zeffy like I can accept donations?

Absolutely. Zeffy includes donation forms, event ticketing, auctions, raffles, peer-to-peer campaigns, and a full donor CRM in one platform. Everything you need to fundraise without paying for multiple tools or upgrades.

How does Zeffy compare to church-focused platforms for nonprofit fundraising?

Church platforms charge 2.9-3% per donation and focus on faith communities. Zeffy gives nonprofits zero-fee fundraising with donation forms, ticketing, auctions, raffles, and donor management built specifically for your mission.

Why do church platforms charge fees when Zeffy doesn't?

Church platforms like Subsplash and Tithely charge 2.9-3% per donation because they're built for profit. Zeffy was created specifically for nonprofits — we believe your mission deserves 100% of every dollar donated.

Can I use Zeffy for fundraising events like galas and auctions?

Yes. Zeffy includes event ticketing, silent auctions, raffles, and peer-to-peer campaigns with zero fees. Church platforms either don't offer these tools or require expensive upgrades to access them.

Looking for a better option?

Zeffy was built for nonprofits like yours

focus on what matters

Built for small teams with big missions.

Zeffy is the fundraising platform that cuts out the fees, clears up your tech mess, and puts your cause first — so your team, even if you're a small team wearing many hats or a one-person show, can focus on what really matters.

Start your nonprofit

ZERO-FEE

Keep 100% of every dollar.

No platform fees. No processing fees. No catch. We know it sounds too good to be true, but it's not. Every penny goes straight to your mission, while competitors take 2-3% off every donation.

Start your nonprofit

ALL-IN-ONE PLatform

Ditch the tech mess.

Stop bouncing between MailChimp, Eventbrite, and all those spreadsheets. Now you can handle donations, ticket sales, memberships, raffles, and all your donor info in one spot.

Start your nonprofit

plug-and-play

Get going, fast.

Built for teams like yours — whether you're volunteer-led or have limited staff. Set up donation forms, sell tickets, and launch campaigns without needing a tech wizard. It's super easy, and you'll be up and running in minutes.

Start your nonprofit

mobile-first

Fundraise from every device, anywhere.

From QR codes on flyers to Tap-to-Pay on a phone, Zeffy makes it easy to accept donations on the go. Mobile-optimized and offline-ready, so no donor slips through the cracks.

Start your nonprofit

No turnover

Never lose a donor to volunteer transition.

Centralize supporter relationships, automate thank-you messages, and preserve institutional knowledge when board members rotate out.

Start your nonprofit

100% free forever.

100,000+ nonprofits trust Zeffy — and keep their fees at $0.

For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.

As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.

Masey, Loose Ends.

Read the full story

“We were incurring a ton of fees for our past fundraising platform and Zeffy has helped us receive so much more of our donations.”

Zeffy has been invaluable in helping me track our donors, sales, events, and revenue in one spot. The coolest thing about Zeffy is it really is free!

Everything about Zeffy suits us starting with (of course, NO fees) but also the ease of use and customer experience as well as their client support!!

Zeffy is very easy to use and ensures that every dollar quickly gets into our account.. A huge help to our work!

Zeffy is very simple, allows for a lot of customization and seamlessly integrates into our website. The fact that all of this is free is still wild to me.

We couldn't believe there was a free payment platform for our Girl Scout group. Zeffy took ZERO fees from us, which is huge when you run on very small amounts of money.

We were ready to sell tickets in less than 30 minutes. The reporting capabilities were better than some other paid-for sites.

Since using Zeffy, our conversion rate of donations has skyrocketed. It's an easy platform to use. Plus customer support has always been responsive and helpful!