Subsplash Charges 2.99% Per Donation. Zeffy Charges Nothing.

Plus Zeffy includes auctions, raffles, and ticketing that Subsplash doesn't offer — all free.

Zeffy is trusted by 100,000+ nonprofits

Zeffy VS Subsplash

Zeffy VS Subsplash: What nonprofits should know before choosing.

Pricing

Completely free. Always. But how? →

3%.

card fees per gift

Processing fees

$0 in credit card and transaction fees. Zeffy covers these. How? →

2.99% + $0.30.

per credit/debit card transaction; 1% for ACH (bank account) per transaction

Platform fees

Zeffy never takes a cut. Unlike platforms that skim 3–5%, you keep 100% of every donation.

$0.

Included in monthly subscription; no separate platform fees for giving.

Monthly fees

0/month.

No subscriptions, no paywalls. Every org, big or small, gets full access for free.

$0.

$0/month for Subsplash Giving; platform fees starting at $99/month for broader services.

Other fees

We've never charged a single cent to nonprofits and we never will.

$0.

No hidden fees; donors can optionally cover processing fees.

Pricing transparency

10/10.

No platform fees, no credit card fees, no hidden fees, no fees period!

4/10.

Pricing hidden behind sales contact. Processing fees found in search results, not on pricing page.

Value for money

5/5.

450+ reviews on Capterra. All-in-one fundraising, zero fees, unbeatable value.

4.2/5.

Features

5/5.

No training needed. Built for busy nonprofit teams, not tech pros. Launch a campaign in under 30 minutes.

4.4/5.

Built for churches, not nonprofits - requires paid plans and setup support for most fundraising tools

Donations

Donations without the cut. Custom forms, tax receipts, donor tracking — all fee-free.

Donation forms with recurring giving and text-to-give - built primarily for churches, not nonprofits

Ticketing

Sell tickets, check in guests, track sales — and keep 100%. No fees. No fine print.

Event registration and ticketing available - requires paid plan and setup through their support team

Peer-to-Peer Fundraising

Teams or individuals launch fundraising pages in minutes. Track progress, keep 100%. No fees.

Peer-to-peer campaigns available - but limited customization compared to dedicated fundraising platforms

Auctions

Run auctions without giving up a percentage. List items, track bids, collect payments — all fee-free.

No auction tools - platform focuses on church engagement and giving, not fundraising events

Raffles

Host online raffles and 50/50s. Track sales, set ticket limits, stay compliant — all without paying a cent.

No raffle tools - you'll need a separate platform to run compliant fundraising raffles

Online Store

Skip the tool sprawl. Sell merch and manage your store in one place — no fees, no add-ons.

Digital content sales and product store - designed for sermon downloads and church merchandise

Memberships

Automate memberships with no per-member fees. Dues go straight to your org — perfect for clubs, alumni, and supporters.

Member directory and group management tools - designed for church communities, not traditional memberships

Donor management/CRM

Ditch the expensive CRM. Track donations, send thank-yous, and build donor loyalty — all fee-free.

Donor profiles with giving history and engagement tracking - church-focused features only

Emails & Newsletter

Manage contacts and send newsletters from the same place you fundraise. Unlimited sends, no fees.

Push notifications and in-app messaging - limited traditional email campaign tools for newsletters

Payment Processing

Accept donations, ticket sales, and payments — all 100% fee-free. No cuts, no hidden fees, ever.

First-party processing with multiple payment methods and text-to-give options

Payment Methods

All-in-one fundraising: donations, events, memberships, email, and donor CRM — 100% free.

Cards and ACH for recurring gifts only. Apple Pay and Google Pay work only in the mobile app, and there’s no native in-person payment tool.

Credit Card Payments

Accept all major credit cards with zero processing fees. Zeffy covers the cost — you keep 100% of every donation.

Accepts all major credit and debit cards via Subsplash Giving — requires using Subsplash's payment processor and a monthly platform fee.

Apple Pay & Google Pay

One-tap donations and tickets with Apple Pay & Google Pay. No fees, just smooth mobile checkouts.

Apple Pay and Google Pay are supported in the mobile app checkout but are not available on web checkout.

ACH / Bank Transfers

Accept bank transfers with zero fees. Full donation amounts go straight to your mission.

ACH bank transfers are available for recurring gifts only, which can lower fees for larger donations.

Tap to Pay App

Anyone on your team can take payments from their phone. No card reader, no fees, no friction.

No native tap-to-pay in-person app; events require separate hardware or third-party solutions.

Support

5/5.

Real humans, real fast. Free email and phone support — no bots, no paywalls, no runaround.

4.4/5.

Support gated by pricing tier — priority help reserved for higher-paying plans, not mission-driven teams.

Help Center

Searchable help docs, video tutorials, and step-by-step guides — all free, all the time.

Yes - Access our comprehensive help center with step-by-step guides and FAQs

Email Support

Email us anytime. Most questions answered within hours — not days.

Email support with response times varying by plan level — priority given to enterprise customers

Phone Support

Need to talk? Call us. Real support from real people who understand nonprofits.

Phone support available for higher-tier plans only — not included on starter packages

Onboarding

Get set up in under 30 minutes. No training required — but we're here if you need us.

Dedicated onboarding and priority setup are reserved for higher-paying plans; self-service onboarding for basic users.

Community

Join thousands of nonprofits sharing tips, templates, and best practices.

No community forum or user groups available

Zeffy is 100% free, always.

Calculate savings

How is Zeffy free?

Why Zeffy over Subsplash?

Built for nonprofits, not just churches

🤝

Built for nonprofits, not just churches

Subsplash is designed for church engagement — Zeffy gives you the fundraising tools nonprofits actually need, with zero fees on every donation

⛪

Built for churches, not nonprofits

Subsplash focuses on church engagement and mobile giving. Zeffy gives you donation forms, ticketing, auctions, raffles, and a full CRM built for nonprofits.

🛠️

Your fundraising needs more than an app

Subsplash charges 2.99% per donation and gates features behind paid plans. Zeffy is 100% free with every fundraising tool you need in one place.

🎓

Get help from people who know nonprofits

Subsplash support prioritizes enterprise customers and focuses on church apps. Zeffy gives you free, unlimited help from nonprofit fundraising experts.

Questions nonprofits ask when choosing between Zeffy and Subsplash

Does Zeffy really charge zero fees for nonprofits?

Yes. Zeffy is 100% free for nonprofits with no processing fees, platform fees, or monthly charges. Donors have the option to leave a voluntary contribution to keep Zeffy free for organizations like yours.

Can I run events and auctions on Zeffy like I can accept donations?

Absolutely. Zeffy includes donation forms, event ticketing, auctions, raffles, peer-to-peer campaigns, and a full donor CRM in one platform. Everything you need to fundraise without paying for multiple tools or upgrades.

How does Zeffy compare to Subsplash for nonprofit fundraising?

Subsplash charges 2.99% per donation and focuses on church engagement tools. Zeffy gives nonprofits zero-fee fundraising with donation forms, ticketing, auctions, raffles, and donor management built specifically for your mission.

Can I switch from Subsplash to Zeffy without losing my donor data?

Yes. Zeffy makes it easy to import your donor data and start fundraising right away. You can move your contacts, donation history, and campaigns without disrupting your operations or losing relationships.

How much does Subsplash cost per month?

Subsplash charges 2.99% per donation as a processing fee. Monthly subscription costs vary depending on your plan and features. Zeffy has no monthly fees and no processing fees, so you keep 100% of every donation.

Does Subsplash charge transaction fees on donations?

Yes, Subsplash charges 2.99% on every donation processed through their giving platform. With Zeffy, there are no transaction fees, platform fees, or processing fees on any donation.

Is Zeffy a good alternative to Subsplash for nonprofits?

If you're a nonprofit looking for zero-fee fundraising, Zeffy offers donation forms, ticketing, auctions, raffles, and a full CRM without the 2.99% fee Subsplash charges. Subsplash is built primarily for church engagement and mobile apps.

What's the difference between Subsplash Giving and Zeffy?

Subsplash Giving focuses on church mobile apps and charges 2.99% per donation. Zeffy is built for all nonprofits and includes donation forms, event ticketing, auctions, and donor management with zero fees.

Does Zeffy offer customer support like Subsplash?

Yes. Zeffy provides free, unlimited support from nonprofit fundraising experts for all users. Subsplash prioritizes support for enterprise customers and church app users.

Still undecided?

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Planning Center

100,000+ nonprofits trust Zeffy — and keep their fees at $0.

For 7+ years, Zeffy has supported nonprofits with free, user-friendly fundraising tools.

As a startup nonprofit with only two members, and no funding (yet) we’d need something with low (or no) fees. Zeffy was a dream come true.

Masey, Loose Ends.

Read the full story

“We were incurring a ton of fees for our past fundraising platform and Zeffy has helped us receive so much more of our donations.”

Zeffy has been invaluable in helping me track our donors, sales, events, and revenue in one spot. The coolest thing about Zeffy is it really is free!

Everything about Zeffy suits us starting with (of course, NO fees) but also the ease of use and customer experience as well as their client support!!

Zeffy is very easy to use and ensures that every dollar quickly gets into our account.. A huge help to our work!

Zeffy is very simple, allows for a lot of customization and seamlessly integrates into our website. The fact that all of this is free is still wild to me.

We couldn't believe there was a free payment platform for our Girl Scout group. Zeffy took ZERO fees from us, which is huge when you run on very small amounts of money.

We were ready to sell tickets in less than 30 minutes. The reporting capabilities were better than some other paid-for sites.

Since using Zeffy, our conversion rate of donations has skyrocketed. It's an easy platform to use. Plus customer support has always been responsive and helpful!